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My debt free diary

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Comments

  • Cialilerin
    Cialilerin Posts: 649 Forumite
    How are you doing?
    I'm a great believer in fate - that job obviously wasn't for you!
    Hope everything is ok with you and your oh - I'm sure things will sort themselves out - but you know where we are if you need a shoulder to cry/lean on!!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • girlracer
    girlracer Posts: 383 Forumite
    Cialilerin wrote: »
    How are you doing?
    I'm a great believer in fate - that job obviously wasn't for you!
    Hope everything is ok with you and your oh - I'm sure things will sort themselves out - but you know where we are if you need a shoulder to cry/lean on!!


    Me too, still frustrating tho, i have been out and about actually goin into places, asking for jobs, but still 2 no avail, it really shouldnt be this hard .. should it?
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Right well got a few searches coming of my credit report this month and next, and i havent applied for anymore credit

    College going ok, should be finished soon
    Job hunting not so good
    applied for so many jobs i have lost count
    perservere i shall

    trying to pay of my old council tax bills
    only owe about £800
    ;l

    but nothing else to report atm
    just want a job soooo bad
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Have decided to contact the companies that placed defaults on my credit report i have sent everything in writing, i cant remember ever being served notice that i would get these defaults added but i do have somewhat of a thick head
    anyway will see what happens with it all
    still no look on the job front i think every company in nottingham must have my c.v by now, must be a problem with me then lol
    and its too hot!! yes i am complaining about the warm weatjer, cos i hate it
    he he
    hope ur all well my fellow mse
    ciao for now
    xx
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Just a very quick update as sister bugging me to drive her somewhere
    paid one council tax bill, only have one outstanding now

    Just applied for a kwik fit apprentice
    fingers crossed
    and generally just looking at all the stuff thats coming off my report very soon
    lots of searches ( especially in august .. gawd knows what i was doing lol )
    default coming off in july and october and december
    and a ccj in september

    will update when i have a bit extra time

    nicola x
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    edited 8 June 2010 at 9:27AM
    Hi everyone
    so
    I have been informed re electoral roll that the council update this every november and experian update in december so by jan 2011 my experian report will be showing me as registered

    credit report ... things coming off v soon
    default on 31/07/2010
    nine searches off in august ( dont know what i was doing lol )
    ccj of on 30/09/2010
    and another default on 09/12/10

    coming off in 2011 are

    default 05/01/2011
    default on 08/09/2011 and a ccj and 01/09/2011

    with a fair few searches between jan and march 2011
    should clean it up a bit
    applyin g for jobs still
    wither rejection letters or no communication at all
    i have applied to the princes trust about a business start up and should be going on a four day in july very excited about that

    applied to kwik fit about doing an apprenticeship
    money isnt brilliant but money never the less
    and it beats sitting on my !!! all day

    college over in two weeks
    4 exams to go
    need to look at ways at making cash
    p'haps c a car boot
    amazon and ebay account
    and looking at mystery shopper work

    will update if im successfully with kwik fit job

    ttfn

    nicola xx
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Applied for a nationwide account yesterday just a cash card
    and have an appointment friday for a barclays basic account
    wasnt gonna apply to any more
    but after reading some reviews on here about how these accounts are easy to obtain thought i would give it a bash
    will update you all
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Finally success
    Managed to open an account with barclays this morning
    woo hoo

    i am now signing up to companies like mystery shopper and valued opinions in order o make some cash
    i know it wont be a lot but every little helps (right tesco ???)
    also set up an amazon and ebay account so will get rid off all my unwanted belongings soon and put the money aside ... in my newwwwww account lol

    had a letter from bristish gas saying i owe them £21 ??? from a previos address
    i have never been with british gas in my life
    so going to call them later and there gonna get a mouthful
    i have seen how they rip people off cheeky gits

    right of to de clutter
    cant list till i get my new card but guess it will have to go in admag and gumtree

    ttfn xx
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Firstly because i want to get it off my chest
    i think lloyd tsb are abslute utter ****
    i applied for a basic bank bank account
    and the women looked down her nose at me, and started rambling on about me getting into debt !!! How dare she judge me
    i didnt get the account and even if they did i would hand it straight back
    thats as much as i can say about it all before i start raging

    anyway

    not much been happening
    got my barclays bank card through today so v happy
    and started a sealed jar

    not really in the mood for revision
    got two exams tomorrow
    then finally done

    back soon fellow mse

    ( its ok i just bored myself also .. sorry :l. )
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Well had my first sale on ebay £180 woooo
    also got a letter fom littlewood saying they are removing a default
    and halifax are removing some linked address information
    joined the sealed pot challenged and already i have over 100 quid so looking forward to opening that at christmas :)
    had some car problems luckil im a mechanic so didnt have to pay to get it fixed just pay for my parts so saved over £100 on labour
    going to carry on ebaying, having a car boot soon and putting some stuff on amazon
    just got to sort out the kids with something to do in the summer hols or i will lose the will to live lol
    Weight loss 3stone 4lbs
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