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My debt free diary

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Comments

  • sara86pink
    sara86pink Posts: 324 Forumite
    Hiya, just wanted to pop on and say hi and that you really are doing a great job!

    I actually work for an automotive recruitment agency and although I shouldnt really say this but it is hard for people to get into this trade at the moment even if they have been at college. The clients out there are just so damn picky and it makes my job actually quite hard because I get people call all the time and I have to turn them away because of their experience and makes me seem like the bad guy :( if it was up to me I'd give everyone a job lol!

    Keep up the good work though and again, you are doing really great. As Cialileren mentioned earler, its great to see your doing all this in one hit as their right, some people can only manage with one thing at a time! :)
    :j *~* 2011 - TRY TO GET CREDIT CARD AS LOW AS POSS BUT STILL HAVE FUN *~* :j
  • girlracer
    girlracer Posts: 383 Forumite
    sara86pink wrote: »
    Hiya, just wanted to pop on and say hi and that you really are doing a great job!

    I actually work for an automotive recruitment agency and although I shouldnt really say this but it is hard for people to get into this trade at the moment even if they have been at college. The clients out there are just so damn picky and it makes my job actually quite hard because I get people call all the time and I have to turn them away because of their experience and makes me seem like the bad guy :( if it was up to me I'd give everyone a job lol!

    Keep up the good work though and again, you are doing really great. As Cialileren mentioned earler, its great to see your doing all this in one hit as their right, some people can only manage with one thing at a time! :)

    Thank you :)
    Unfortunately i didnt get put through for that job, but i will keep on going, its the only way
    I have an interview on the 28th with the local council, working on their vehicles, so fingers crossed
    Thank you for your suppot and kind words, had a really bad day at college, so your words have cheered me up
    ;)
    Weight loss 3stone 4lbs
  • girlracer
    girlracer Posts: 383 Forumite
    Hiya,

    I am new to the site, but liking this diary idea so may give it a go.

    Anyway re the satisfied defaults and ccj. I think once satisfied you can request that they are removed from your file by contacting the credit file agency i.e. experian. I may be wrong but you could check with CAB for sure, unless someone else knows for sure.

    Keep going

    Thanks for posting,
    you should give the diary a try, i find it helps me alt to put down what is happening, and it will be good to look at this in a yearstime and see what has changed

    Well regarding the ccj, its not showing as satisfied, im not trying to get out of paying anything i owe, but i am quite sure these where all paid with the loan my mum took out for me, i have written to the court to find out, if they have been paid, if not i will look into it further, and make arrangements to pay
    Weight loss 3stone 4lbs
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome to diaryland and good luck with the job interview
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • 365days
    365days Posts: 1,347 Forumite
    Keep your chin up. You haven't chosen the easiest way but right isn't always easy.

    Good luck with the job. Sounds good.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • girlracer
    girlracer Posts: 383 Forumite
    Thank you both
    I did try thanking you 365days but its saying im not allowed :(
    Will try again soon lol
    Thanks again for support everyone
    :)
    Weight loss 3stone 4lbs
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're welcome - people supported me when I first joined.... and still now!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • girlracer
    girlracer Posts: 383 Forumite
    Earlynight tonight, just came back from tae kwon do with the kids and after being at college all day i am knackered.
    some people really annoying me at college just lately, but just gotta remember im nearly done, and wont be doing my second year with them
    Spoke to my tutor today and a bit clearer about routes i can take in the motor trade and salaries i can expect.
    college tomorrow, and exam on friday morning then of to hospital to see about getting this wretched wisdom tooth removed.

    OH really getting on my nerves as well ... that is a WHOLE other story lol
    which i wont bore people with

    and also on friday must ring co operative bank to see if i have been approvd for an account which im not feeling overally positive about :( but will have to wait and see

    Nite xx
    Weight loss 3stone 4lbs
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    girlracer wrote: »
    . OH really getting on my nerves as well ... that is a WHOLE other story lol which i wont bore people with

    :rotfl:That's exactly what I bore people with on my diary!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • girlracer
    girlracer Posts: 383 Forumite
    Cialilerin wrote: »
    :rotfl:That's exactly what I bore people with on my diary!

    Lol, if i started i dont think i would stop.
    Weight loss 3stone 4lbs
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