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Anyone know anything about Delete Claims Management???

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  • ILW
    ILW Posts: 18,333 Forumite
    Yeah good point I didnt ask what the % was of successfull cases

    I would strongly recommend doing a search on Cartel (who were one of the major players), and have a good long read of some of the threads before commiting to anything.
  • ILW
    ILW Posts: 18,333 Forumite
    They have been registered with the Ministry of Justice since 2007 so i would have though they must have won a few!

    Keep me updated on this, im interested to find out about the success stories.

    A company does not need to have any successes to be registered with the MoJ. They just fill in a form and pay a fee.
    Success stories do seem to be very few and far between on this site.
  • TylerD
    TylerD Posts: 26 Forumite
    ive just been on their site and spoken to one of their 'Livechat' operatives (which is pretty cool BTW) and as you said, they seem to run their cases completely without solicitors which is a novel approach but probably the correct one. if their refund policy is as it says it is then I dont think you can go far wrong.

    Good Luck
    :beer:
  • TylerD wrote: »
    ive just been on their site and spoken to one of their 'Livechat' operatives (which is pretty cool BTW) and as you said, they seem to run their cases completely without solicitors which is a novel approach but probably the correct one. if their refund policy is as it says it is then I dont think you can go far wrong.

    Good Luck

    Cheers chap, yeah I think its prob worth me giving it a go
  • speaker1798
    speaker1798 Posts: 23 Forumite
    I dont suppose people who are now debt free come on this website?
  • dunstonh
    dunstonh Posts: 119,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    they say that they can make my credit card debt unenforceable. Anyone know if this is right????

    Seeing as most consumers have not won and all the recent test cases found in favour of the lender, Its probable they will be lucky to have any cases successful.

    Prior to the recent test cases, there were some cases where lenders did take the route of least resistance and cost and caved in. However, since the test cases cleared up a lot of issues and made most of the reasons for claiming invalid, the lenders have taken a much stronger stance.

    In fact, the reason that so many claims companies are now failing and going into administration is because they were pinning their hopes on the test cases ruling in their favour and when they didn't, they lost their best and only real chance of earning money and cant afford to refund the initial payments.
    the test cases in manchester showed that you can claim but that you dont need to go to court. also some issues wwith credit rating I think but overall pretty succesful...

    The test cases cleared up some issues and did allow individuals to claim but the results were overwhelmingly supportive of the lenders and not one one the test cases resulted in any write off.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • I just want to thank everyone for all your great advice, I will keep you all posted with how everything goes so fingers crossed please everyone:T:T:T:T
  • dunstonh
    dunstonh Posts: 119,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I just want to thank everyone for all your great advice, I will keep you all posted with how everything goes so fingers crossed please everyone:T:T:T:T

    Personally, i think you are mad and you could well be kissing goodbye to £495.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • ILW
    ILW Posts: 18,333 Forumite
    I just want to thank everyone for all your great advice, I will keep you all posted with how everything goes so fingers crossed please everyone:T:T:T:T

    I got the impression that virtually all of the advice said "don't do it".
  • dunstonh wrote: »
    Personally, i think you are mad and you could well be kissing goodbye to £495.

    Well they have said that if there is no claim then they will give me a full refund
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