Citi card

glowgirl_2

:rotfl:Ok, I'm pretty new to this board so don't know who's who yet:D

Rupert_Bear

Danny_G wrote: »

I hope you havnt been misusing your card? and they are taking action?

Danny,

Did you not read my post. I said I never use the card. So based on that how can I be misusing it.

never-in-doubt

LOL, I just got the same letter myself - not lowering limit but it was a surprise to say the least, being i've not used the card in what - a year! Amusing!

thechippy

I'll be awaiting mine then...

never-in-doubt

Does the card type matter, anyone know?

I had the AADvantage then they changed that to the normal gold card - but is this the only account types, or all of them?

Cheers

never-in-doubt

See this:

http://www.dataprotection.ie/viewdoc.asp?fn=/documents/register/display.asp?ID=11283%2FA

They are in Irish company, no website - nada! Seem to primarily a DCA though - funny, can a £0 balance account be sold to a DCA - Ooooh Noooo! :D:D

:rotfl::rotfl::rotfl::rotfl::rotfl:

glowgirl_2

Mines a platinum card, I'm concerned that we'll have another rate hike soon, I dont know why they said to me that my limit had been decreased when it stayed the same, must be an admin thing but I'm nowhere near up to my limit spending wise.

glowgirl_2

never-in-doubt, what does DCA mean? From what I understand they just bought the lot from Citibank regardless of balance, history etc, I have visions of them hiking interest rates to the ridiculous APRs you see on the dodgy adverts on TV:eek:

never-in-doubt

glowgirl wrote: »

never-in-doubt, what does DCA mean? From what I understand they just bought the lot from Citibank regardless of balance, history etc, I have visions of them hiking interest rates to the ridiculous APRs you see on the dodgy adverts on TV:eek:

Hiya - DCA Debt Collection Agency - they are a debt consolidation/collection company.... thus I need to know about them, i'm not worried - if they give us !!!!!! i'll sort them out, I sort DCA's for pleasure times :rotfl::rotfl::rotfl:

henrik1971

I have the letter as well. My card used to be the AAdvantage gold, but is now just gold!
Have a 3000 limit which I took out with their 5.9% LOB offer about two years ago, not used the card at all other than the initial BT when I opened the account.

There is talk in the letter about a change to terms and conditions. Do you think they could either remove the 5.9%, or "do a capital one" propose a rate hike and force me to opt out and close the account?

Many of us Citi Gold holders will have high / very high credit ratings and so I'll be interested how a subprime provider like SAV treats us....