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How I Got Myself Debt-Free - Freebird's Journey

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  • Really inspiring. I admire your determination, and your courage to make some hard decisions.

    What are your plans now?
    I've often dreamed of what I'd do once I'm eventually debt-free.
    Lightbulb moment: June 2006:shocked:
    Debts June 2006: £18,100
    Egg Card [strike]£13,400 [/strike] £12,350; Loan [strike]£3,500[/strike] £2,300; Other [strike]£3,700[/strike] £3,100; Overdraft [strike]£1,500[/strike] £585
    Debts Setp 2006: £15,300
  • Well done, and congratulations on seeing through such a fake lifestyle. You've seen what's important. A big inspiration to many people.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • debbycatz
    debbycatz Posts: 209 Forumite
    Many, many thanks Freebird. What an inspiring read ! :)
  • Well done and congratulations :beer:

    This site is brilliant, i have picked up some really great advice.. Truly inspiring story
  • Thank you FreeBird - your story truly is inspirational. I hope you are really proud of yourself.

    Lots of love

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • kaz250
    kaz250 Posts: 103 Forumite
    Thanks a Million for the insipirational post. I am sure this post will be of great help to everyone of us out there still battling with our debts . I also want to thank you for the beautiful way you demonstrated that the material things in this world dont really make you happy. What makes you happy comes from inside.
    Thank you very much and definitely one for post of the month.
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    I was there - spending a life spending too, living a City life, and am on the road to MSE recovery!

    Thanks for sharing!!!

    Todays the first day of the rest of your life and all that! Look forward!
    :D Thanks to MSE, I am mortgage free!:D
  • Imelda
    Imelda Posts: 1,402 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh my god freebird, this could be my story too (well the bit about the city life and ridiculous spending!) I had my lbm a few months ago and have been making changes ever since. I have not been out on a night out since 5th July and have spent £45 on clothes this year. To be honest I don't miss it, I have a lovely OH and spending time with him is worth 100x more. Also, cutting down on the alcohol has meant that I have lost 1/2 a stone in 4 months without trying. Your post has inspired me to do more, thank you!
    Saving for an early retirement!
  • tsharp
    tsharp Posts: 1,532 Forumite
    Freebird, your monologue sounded like something out of Fight Club. Good on you. Now, having just bought a car, how can i pay off the loan......?
    "I have enough money to last me the rest of my life, unless I buy something."
  • rubytuesday
    rubytuesday Posts: 22,383 Forumite
    Part of the Furniture Combo Breaker
    In the library trying not to cry. Well done what a great story!!!!:T
    Here dead we lie because we did not choose
    To live and shame the land from which we sprung.
    Life, to be sure, is nothing much to lose,
    But young men think it is,
    And we were young.
    A E Housman
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