Creditexpert problem

BugsyBrowne

kopytek wrote: »

quick update:
rejected for Sburys (obviously, long interest free period, read somewhere that it's not that easy to get).

rejected by lloyds (advised to reapply in 6months) (even though I bank with them, with a 1500CL, and good history (1yrs6mnths). So I guess they want me to be stuck with their classic card with 25% interest...

so applied for cap one card, the second one (progress?). Approved straight away.
interest doesn't matter for me, coz i pay off in full...
my lloyds card probably will use it to build up my credit rating (as lower apr), by just paying minimum payment on low balance... I've heard it's a good thing to do.

writing this just to advise people who may have similar dilemma

thanks everyone for help!

good thing with cap one is that you get free experian (is there any small print to that?)

Equifax i thought.

kopytek

yeh, i meant equifax.

I'm on experian now (need to cancel, much cheaper to get statutory reports)