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'The Paper Hatters - our aims for 2010'

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  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    tirlittan wrote: »
    I like boulders, it's a great place.
    You've climbed a lot?

    no I haven't. DH does it occassionally in work so I paid for both of us to go on the taster session they run for fathers day. He loved it x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi

    Haven't been on here for a while, hope everyone is OK.

    Starnac - great news on the house move, hope it all goes smoothly. Will be nice being up the road from your parents, I wish my parents were nearer, they moved to Dorset (from Middlesex) in Nov 2004 when DD1 was 5 months old and it was lovely being able to pop round their and they would look after DD1 while I had a sleep. I'd love to be nearer to them especially now they are getting older, we are 2 hours away so if anything happened we are not nearby.

    Nothing much going on here, we remortgaged and borrowed extra to pay off our debts, still have a few grand left so will be working on those after this weekend. Next sale is on on Saturday, my local one starts at 4am so will be leaving home at 3am and hoping the queue isn't too long, am desperate to get some clothes for my girls. It is DD2's birthday party on Saturday too and her birthday is next Tuesday so once they are out of the way I can concentrate on the rest of the debt.

    CMD - how is Max? Hope he is doing well. My DD's friends mum just had a baby last Thursday, a little girl, and she is so tiny, she was 7lb 7oz but seems very tiny, she came up the school with her in the puschair one day this week she looked like a little doll. So cute!!!!
    Sealed Pot Challenge #016
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi Too Much!

    Great to see you on here! How did you get on at the Next sale? I had a VIP slot so bought lots on there. Max will be kitted out of the next year :)

    Max is doing very well thanks. He is rolling now and can sit for a few seconds on his own. He is a very smiley, happy boy so I am very lucky. How are your DD's?

    Thats great news about releasing mortgage funds. Will you be debt free now?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi guys - I didn't know you had started a new thread - lots to catch up on methinks!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    hi guys - I didn't know you had started a new thread - lots to catch up on methinks!


    Lol - see you on the last page SavingH!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hi saving glad you found us.

    i'm in a good mood today as exchange of contracts for our new house is today with completion on monday. can't wait to get the keys. i've been wishing the weekend away all day naughty naughty.

    once we're in and settled then i really need to get back on the DFW wagon. been slipping and it shows.

    how is everyone??
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all how is everyone? I've had a bit of a nightmare over completing on our new house but it's all sorted now and we've been moved in a week now. Off down my sisters this weekend to help her move which is funny as we haven't finished moving our stuff yet!

    Getting back into mse ways now again. Been batch cooking and have updated my spreadsheets ready for the big debt busting attack that is planned

    what's everyone else been up to?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    starnac wrote: »
    Hi all how is everyone? I've had a bit of a nightmare over completing on our new house but it's all sorted now and we've been moved in a week now. Off down my sisters this weekend to help her move which is funny as we haven't finished moving our stuff yet!

    Getting back into mse ways now again. Been batch cooking and have updated my spreadsheets ready for the big debt busting attack that is planned

    what's everyone else been up to?

    Hi Starnac,

    Congrats on the house move. How does it feel to be settled in your own place again?

    All good here - have a mountain to climb re: the debt but am feeling positive about it
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It feels so nice having our own space again. DD has slept in her own room almost every night and is starting to settle down a bit now. She was a bit confused about not living with my parents anymore. She didn't really understand why they didn't live with us anymore but she's starting to settle in now so that's good.

    You look like you've already made a good start on those debts CMD
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hey, how's everyone doing with their aims for this year?
    I have no idea what mine are anymore if I ever even decided what they should be...
    Atm looking for a flat/house with bf and I'd like not to be in my current job come Christmas but I doubt that will happen. Next year though latest.
    Hope everyone is doing well. Lets not drop this thread...though it's not quite the same without CAFC. Anyone know how she's getting on?
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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