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First Direct Current Account - Opinions (Good & Bad)

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Comments

  • premierfella
    premierfella Posts: 906 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I don't think anyone has yet mentioned the 5% fixed Regular Saver account (12 month term, max. £300 per month) which can be opened by FD 1st Account customers.
  • Ditch_Crawler
    Ditch_Crawler Posts: 190 Forumite
    edited 3 April 2010 at 11:22AM
    premierfella wrote: »
    I don't think anyone has yet mentioned the 5% fixed Regular Saver account (12 month term, max. £300 per month) which can be opened by FD 1st Account customers.

    Very true - I opened one 3 months ago. At that time it did not appear in the MSE best buy list! Has it now made an appearance?

    The 5% gross is better than any ISA for standard rate tax payers, so I use my 3% 1stDirect ISA from 2009/2010 to drip feed the Regular Saver
  • EarthBoy
    EarthBoy Posts: 3,254 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The 7% regular saver ISA is even better :). I opened mine last April, but it has long been closed now. I'm hoping there will be another issue of it launched this year.

    The only bad things about First Direct that I can think of are a) credit card statements are only available online for 3 months, and b) the debit and credit cards are very similar in design, and I have used the wrong one more than once.
  • VfM4meplse
    VfM4meplse Posts: 34,269 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    I have been with FD for 15yrs now and whilst I have nothing but praise for the banking service, and wouldn't hesitate to take out my next mortgage with them (subject to the rate of course), I wouldn't bother with the cc.
    Value-for-money-for-me-puhleeze!

    "No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio

    Hope is not a strategy :D...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!
  • GarryJ68
    GarryJ68 Posts: 281 Forumite
    Personally I think they are fantastic - always delivered. 10/10 for me
    The whole world is a circus - don't be the clown!
  • darren72
    darren72 Posts: 1,310 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks again for the feedback.

    Are bank statements automatically posted out each month ?

    Thanks
  • Ditch_Crawler
    Ditch_Crawler Posts: 190 Forumite
    darren72 wrote: »
    Thanks again for the feedback.

    Are bank statements posted out each month ?

    Thanks

    No, they use carrier pigeons...
  • Hazzanet
    Hazzanet Posts: 1,725 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ditch_Crawler wrote: »
    No, they use carrier pigeons...

    Probably more reliable than the Royal Mail.
    4358
  • Ditch_Crawler
    Ditch_Crawler Posts: 190 Forumite
    Hazzanet wrote: »
    Probably more reliable than the Royal Mail.

    The pigeons wear very smart all-black overcoats in winter, but in summer they look a bit silly in shorts

    Ditch
  • darren72
    darren72 Posts: 1,310 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ditch_Crawler wrote: »
    No, they use carrier pigeons...

    It was a sensible question! - My current bank 'Cahoot' don't post out statements, you need to print them off yourself.

    Thanks
This discussion has been closed.
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