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Debate House Prices


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And another bear bites the dust... mbga9pgf's epiphany....

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Comments

  • mbga9pgf
    mbga9pgf Posts: 3,224 Forumite
    The mileage has never got high enough to warrant a cambelt change. Warranty is £1200 per year, servicing another £700, Set of Tyres £1000 before you tax and insure it or put any petrol in.

    You are the one spouting about your £70k income, £100k deposit(December 09) & saving £5K a month - yet only at £105K in March when you should have been at £115K. As you brag about how 'wealthy' you are yet I am better off than you and probably the same age (and a woman just to grate) I will retaliate. As I said before in response to your bragging / foul language posts there is always someone better off than you (in this case me) - its just that they are usually discreet unless provoked by being called a 'cockmunch'.


    Hey, I dont give a !!!! about wealth, find a single post where I do. Its always been about a family home for my wife, myself and future children.

    If house prices collapsed further, and we didnt see HPI for a hundred years, it would be no bad thing.
  • Milliewilly
    Milliewilly Posts: 1,081 Forumite
    mbga9pgf wrote: »
    Hey, I dont give a !!!! about wealth, find a single post where I do. Its always been about a family home for my wife, myself and future children.

    If house prices collapsed further, and we didnt see HPI for a hundred years, it would be no bad thing.


    I can't believe the hypocrisy of what you have just said.

    For that reason I'm oooot.

    Nice evening for a blast in the motor.
  • System
    System Posts: 178,433 Community Admin
    10,000 Posts Photogenic Name Dropper
    mbga9pgf wrote: »
    Hey, I dont give a !!!! about wealth

    Odd, considering you've taken every remote opportunity to willy wave and tell us how wonderful your finances are.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • geoffky
    geoffky Posts: 6,835 Forumite
    confused31 wrote: »
    you paid 180 for your house didnt you? your full of xxxx.

    52000 then lol. sounds like a dodgy valuation did you do it your self?
    and point me to where i said it had gone up 50k you buffoon...:T:T:T

    yes i did it myself ...i put my finger up my !!!! pointed it to the wind and then charged the customer 29% commission(sound familiar):rotfl::rotfl: the knobs are out in force
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • geoffky
    geoffky Posts: 6,835 Forumite
    JonnyBravo wrote: »
    Here's the rub.

    Geoffky and mgba9pgf seem to be hanging their hat on the reduction they've got from an asking price.
    No geoff you haven't got 39% off market value, you haven't got anything other than 39% off an asking price which no-one was willing to pay for the last 20 months. Jeez..... well done.
    Shock, horror...... perhaps the asking price was pie in the sky in the first place? God knows we've had geoff and others banging on about how unrealistic some people are with their expectations of what their house is worth for years.

    As I said before it smacks of desperate self-assurance rather than anything else.

    What they would like is for a few of the others who have previously agreed with them to come out and say "well done mate you've made the right decision". So please, for the love of God, can nearlynew, Malcolm (yes we all know you've been around a while), and possibly even Asheron say how well they've done.


    :):):):):):):) house price crash has done all the work for me you are not that !!!!!! are you...dont answer that one... 39% off top of the market .price.....this houise price crash has been great for me.....
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • mbga9pgf
    mbga9pgf Posts: 3,224 Forumite
    Joeskeppi wrote: »
    Odd, considering you've taken every remote opportunity to willy wave and tell us how wonderful your finances are.


    Being conservative about ones income is different to Wealth.
  • geoffky
    geoffky Posts: 6,835 Forumite
    :rotfl:

    I was wondering how long it would take for someone else to pick up on that.

    3 EA's value a house.....

    First EA suggests listing at 300K, with a realistic expectation of achieving 275K.

    Second EA suggests listing at 325K, with an expectation of achieving 300K.

    Third EA suggest 350K, expecting to achieve 325K, which was always going to be fiction to get the business.

    Greedy vendor thinks his house is unique, "cause it's got a pond and everything", .so lists with the highest valuing EA, but adds another 20K on "for the pond".

    House goes on market for 370K, and sits there for 18 months without a sniff.

    Some muppet hpc-er comes along and focuses on deductions from asking price with property bee, rather than realistic sales prices....

    Offers £266K, which is 28% off initial asking price of 370K.

    Vendor remembers the initial honest EA's suggestion that the place was worth around 275K in 2007, and bites his hand off.

    Hpc-er goes around bragging about huge discounts and his base plus 1.5% tracker.

    We all laugh at him, and point out he could have been on base plus 0.5% for ages already, which has cost him more than the 9K he "saved".

    Hpc-er squirms around like a worm on a hook and changes story 20 times from repo to seller to deposit size to savings rate to income to, well everything....

    We laugh at him some more.

    Jobs a good-un......;)

    you forgot one thing ..no mortgage...oh by the way some people sent round a private email about getting you and sibbly back on hpc as you are missed by the bears....i stuck up for you and voted......never......
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • geoffky
    geoffky Posts: 6,835 Forumite
    edited 16 April 2010 at 8:22PM
    newhomeowner..


    you really are a corn on the cob...a offer accepted does mean you have bought if you are a cash buyer.who is going to say no after we agreed a price.....you really are a simpleton....:T
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • ess0two
    ess0two Posts: 3,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Cmon Geoff your well know for jackanory stories.
    Official MR B fan club,dont go............................
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Come on guys. This truly is an absolutely awful thread now.
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