question:- I'm mortgage free. should my girlfriend pay me rent ?

boliston

Snowy_Owl wrote: »

Richardvc - that makes sense! Looking through these posts, I was thinking a similar thing - put what she would pay in rentinto a "savings pot" that would contribute to a joint "thing" e.g. holidays, doing up the house whatever. If the relationship becomes more serious (like marriage or kids) you have an emergency / start-up fund. If you split, she simply takes back what she's put in.

Snowy

I would be very cautious about taking out a joint account as it means you would be "financially linked" to the other party. If the other party were to get a bad credit rating or go bankrupt then that could link back to your own credit rating. Also if the account had an o/d facility they could run up an o/d leaving you liable to pay it back.

Buffythedebtslayer

I have been reading this thread on and off and really wondering what I would do or how I would feel being you or the girlfriend...........

to be honest I think you charge a lodger rent and the woman you love pays her share of the bills and expenses (i.e half the money to replace the fridge). Charging her rent would put the relationship on a completely different footing.

Good Luck

Blackpool_Saver

The day any man asked me for rent if he was sleeping in my bed, or I in his he would not be able to ask me again....:mad:

frugalqueen_2

If I were her, I would leave you and rent somewhere on my own until we resolved or solved our differences, love is not business like, already you are dividing the lots which you would have to do if you part, charge her rent at your peril. Your situation is as about as romantic as a 'prenup' - and these are things you should have discussed before you moved in together.

bluebag

frugalqueen wrote: »

If I were her, I would leave you and rent somewhere on my own until we resolved or solved our differences, love is not business like, already you are dividing the lots which you would have to do if you part, charge her rent at your peril. Your situation is as about as romantic as a 'prenup' - and these are things you should have discussed before you moved in together.

Totally agree with this, these are basic ground rules and should have been hashed out before you moved in together.
bb

DarkConvict

Guess it all depends on our circumstances, my GF offered to pay rent if she moved in here, obviously she hasn't moved in yet.

immoral_angeluk

Who said romance was dead...

justwondering25

frugalqueen wrote: »

If I were her, I would leave you and rent somewhere on my own until we resolved or solved our differences, love is not business like, already you are dividing the lots which you would have to do if you part, charge her rent at your peril. Your situation is as about as romantic as a 'prenup' - and these are things you should have discussed before you moved in together.

might be worth you Reading the whole thread , we don't live together !

prenups = fairness in the event of things not working out

IMHO they should rewrite the marriage laws with built in prenups , perhaps even make marriage licences for say 1 year or 3 years etc upto as long as you feel you both feel comfortable committing to , why give it all to the divorce lawyers ? I bet Sir Paul Mcartney wishes he had Heather mills sign one and I'm sure there's plenty of women that wish they had also had there so called better halfs sign one , sort out the buisness of life and then enjoy the love , the fact is life is alllllllll about the money , can't do much without it

InDeepDebt

To the OP, you are a brave man for asking the question; both on a public forum and to your girlfriend.

I've just read all the thread now and have found it entertaining.

Anyhow, some questions. Does your GF want to move away from her family? Does she want to move in with you? Is this a serious relationship moving forward - could you see yourselves being married (with kids)? What's her attitude to money; is she as prudent as you?

You've said that you would be willing to move down to her neck of the woods.

If you are both serious about each other moving forward, then there are two options (at least):

She moves up to your place. I would say a split of the bills is not out of order. She's going to save her current rent amount and only have half the outgoings (she'll have to find a job - unless your place is closer to her work). You'll also save £160 a month in fuel. And you're both together. Winner.

Or, you rent your place. Move down closer to hers. Buy a place together, split the mortgage, bills, everything. If it does go pear shaped, you've got a place to go back to and you've both got some security in the fact that you've ploughed some money into your own place. Obviously you'll have to work out how much deposit you both put in.


Good luck with it all .
Jim

frugalqueen_2

I think it's a funny relationship anyway if you ask total strangers how you should manage it, the only person you should discuss any matters between man and wife/spouse/partner (and that includes any variation of same sex relationships too) is with your significant other and none of us are that person. From the way you've described it, it sounds like she doesn't want to pay you rent and you have to pay whatever you pay whether she lives there or not, so you will profit from her being there and she will not. If you love someone, you do not ask the question - can I live with them - you ask the question - can I live without them? If you can't live without her then you won't charge her to live with you, if you can live without her, then it's not to be?