Attack April with An Alternative Approach; the NSD Challenge.

katholicos

Yesterday was NSD number 4 for me.

OrangeFairy

Woohoo day number 9 for me! Just three more to get. Friday should easily be one. I think i need to up my challenge next month. :j

solventsoon

Hi lovely NSDers
Just popping in to say hello and do a mini-update

Welcome back to:
coffee-break: hello:wave:... I’m sorry, I haven’t check the March thread for a few days, didn’t notice you were stuck in March - well done to curlygirl for rescuing you:).... Great to have you back again and I’ll sign you up for 7 - lots of peeps doing well this month, hoping this rubs off on you and you make your 7 this month:)
taka: :wave:hello and welcome back aboard the NSD wagon. I’ve signed you up for 5 now, look forward to seeing lots of updates from you..:)

Well done to the following for new NSDs:
katenut: :jwell done for no 8 and glad work went OK..... arrrggghhh to all the paperwork though. Had a much better day today thanks..:)
Changingme: :janother one on no 8 - well done. Dentist though:eek::eek:.....
BigMumma: and another one on 8:j........ your posts are nothing like as long as my roundups, hence two today, don’t want everyone falling asleep reading them:(. Hope the shopping went well today
elfen: well done for no 9 :j- another one doing great!
Swinstie73: :jwell done for no 3 - doing well - and I’ll update this and your challenge total on the front page. I obviously got carried away by enthusiasm and increased your total!!!:o
skaps: :jwell done for another NSD - no 7 now, I think - but sorry you’re not feeling brilliant:(, hope you feel better soon
jintyb: I’m so glad it isn’t just me and cw18 with a clothes addiction:o:o..... Glad you enjoyed your lunch today - free lunch is always good, hope your friend is OK. Well done for no 8 today:j
LadyfromVenice: :jwell done for no 9 - another one doing brilliantly! Guess slowlyfading is happy her record is safe now though. Your kids sound great:).. good for them for not asking for too much
Cleosmum: I think 8 out of 15 is doing brilliantly, never mind good. Well done, half way there now:j
karenccs67: :jwell done for no 7 - and yay to free lunch, well done to your friend. Good for you for avoiding the takeaway:T - very easy to give in to temptation sometimes...
slowlyfading: :wave:hello, good to see you back, hope you had a good flight? See you avoided temptation in the airport yesterday, so well done for nos 12 and 13. :j Yes, it is cold today:mad:

And hello to everyone else:
positivelypurple: oh well... guess all of our plans can go adrift from time to time. Hope you enjoyed your coffee and well done for getting a birthday present:)
pure dead dopey: oh dear to no NSD today:(, liquid gold just about sums up petrol at the moment - in fact, gold would probably be cheaper:mad:.. Liking the magic cc - think we could all use one of them
saorsie: :eek::eek: to the cost of the glasses...... are they gold-plated??

Hope everyone is well today. Back later for another catch up

spoon
x

HowlinWolf

a no spend day for me today I've had a couple this month but have lost track a bit

blueelephanttrunk

Didn't manage a no spend day today- had a driving lesson
Hopefully tomorrow though!

butdoineedit?

Well done all for the NSD's today :T :T :T

Am pleased to report NSD 5for me today!!! :j (despite serious temptation to buy a lottery ticket for the massive rollover!)

Am very happy today, as it's amazing how quickly a bit of mse-ing pays off. It's payday tomorrow so have just checked bank balance & found i have enough to make the extra cc payment that is on my snowball plan & put £40 in the boiler fund!!!!!! :j :j

It's the first month i can remember where i haven't spent the week before payday juggling money from one account to another so i can buy more useless tat & it feels fab!! :cheesy:

& then as i'm clearing postal receipts from my purse i found a New Look gift card that i was given when i left my last job & it still has £19 on it, so i can treat myself to a guilt free birthday pressie next week... am thinking this more than makes up for my very bad night on sunday

Right off to ice my fudge cake & lick the bowl.... yummy!

skaps

Feeling much better after eating some home cooked food rather than takeaway rubbish. Tomorrow probably wont be a nsd so maybe friday will be my next one.

Dorastar

butdoineedit? wrote: »

Am very happy today, as it's amazing how quickly a bit of mse-ing pays off. It's payday tomorrow so have just checked bank balance & found i have enough to make the extra cc payment that is on my snowball plan & put £40 in the boiler fund!!!!!! :j :j
QUOTE]

What is snowball plan? I think I may be in need of one too!

Had to spend some money today on tea cos came home to find dh and kids had all scoffed their tea, he's had a blown tyre and as a result we have frozen meat and that's about it to eat, he was meant to do the food shopping today Plus Brownie fees were due and Brown owl didn't have a fiver change to give me so had to go and get some change from the pub while I had tea with friends.

LadyfromVenice

blueelephanttrunk wrote: »

Didn't manage a no spend day today- had a driving lesson
Hopefully tomorrow though!

I was going to say never mind not having an NSD and that it is money well spent but then......car, insurance, petrol, road tax, furry dice, fluffy seat cushions......:mad::eek::mad:

I did have a nice car until DH started using it as a van for his gardening round:mad:. Now stinks of petrol inside and covered in grass and mud. Can't wait until we can afford a van for him.....or is that a new car for me?:D

Spoon, my kids are sweet.....sometimes....DS2 offered to pay for our fish and chips tonight. He came through with a box of pennies which we had given him yesterday "How many pennies do you need, mummy?" he asked. It bought a tear to my eye and I gave him a great big :kisses3:.
ETA: DH paid for them so it's still an NSD for me!
Butdoineedit? All I can say is :T:T:T:T

butdoineedit?

Dorastar wrote: »

What is snowball plan? I think I may be in need of one too!

Dorastar, when i did my SOA it let me put my details into a snowball plan, which calculated how much i should have left each month in my budget & then allocates it to the most expensive debt as an overpayment. This shows you how quickly you can pay off your debts by making overpayments.

I find it really motivating as it has really shown me quite how stuffed i am by the high interest rates on my credit cards!! :mad:

(sorry not the best explanation, hope it makes some sense????? :huh: )