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Attack April with An Alternative Approach; the NSD Challenge.
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solventsoon wrote: »Hi littlekel, like the free celebration - definitely the NSD way to go. Will update your total, but am a bit confused (like Cleosmum) about 4 so far - do you start on payday like ceebeeby?
Yeah i do payday to payday. Works out best for me as this is how i do grocery challenge to so i update my lists in excel in this time scale
Maybe a NSD today. I knew the beginning of the month i could make up a fair few....the rest of the holidays will be harder i think! Unless i am very creative with free activities xOrange Fairy
House Purchased April 19
CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
I would get too confused doing payday to payday, so my NSD and grocery challenge always go from the 1st to the last day of the month
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Hallooooo!
I'm sneaking in before the nasties catch me again so :shhh:..you haven't seen me OK?
Anyone care to give me an abridged version of the [STRIKE]gossip[/STRIKE]news I've missed, cuz I don't think I've a snowball's chance of reading back, the way some folk can blather!
Anyhoo..it's a shorter month & I've had little spends every day, what with replenishing the biscuit tin & getting a few beers for my effa-so-nice pootie chappie :kisses3: so I..think I'll..go..forrrrr....:think:...errrm....14 please Solvent. BTW, why do they call you Spoon?
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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I'M BA-ACK!
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Today is number 2 for me!!! Yesterday was a definate NSD and well nothing open today so another NSD!!
Happy Easter everyone! :EasterBunWell lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!
2025 Fashion on a ration - 9/660 -
:jWELCOME BACK MAMMA :j Nice to see you got rid of the gremlins. Hope everyone is having a nice easter + I'm up to no 4 now[so glad it's dry I can get in the garden again]. Well done SPOON on no 2. Yes OH did vollenter cause I was falling over when I stood up thanks to ear infection,tablets kicked in now so back to normal for me.£71.93/ £180.000
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Managed my first NSD on the 1st April. Going for number two today!!March 2017 - Debt Free- cleared £21,750
On a mission to repair my credit rating & own my own home0 -
Thanks for the replies - think I'm only going to call nsd's if not spent anything other than essentials, main food shop, petrol, dinner money etc. But am going to count extra top-up 'I need a snack now' shopping as a spend cos need to stop the late night snacking anyway.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
I had my first NSD of April yesterday - I am expecting another one today, too. I have something of a craving for cake, but I'll try to resist! Will be back later (or possibly tomorrow) to confirm!0
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No 3 for me today :j, Spoon I'm sitting on my hands :rotfl:and welcome back BigMamma
. ***Dont save what is left after spending, spend what is left after saving***0
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