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Monday 29th March - What small DFW things have you done today?!
Comments
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            Ok, today I will have:
 Put the washing on - is in the dryer as it's tiddling it down
 Folded the washing
 Been to the gym for an hour
 Done home exercise - will do another half hour later
 Made a cake - GF is better with a banana! 2eggs not 4, and a banana, and it's nice and moist. yumyumyum
 Sorted out low-carb alternatives except cereal and rice cakes
 Made bread for Pint
 Been shopping - only £35!
 Do dinner - not sure what it is yet
 Have an NSD - shopping doesn't count - no.15!** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
 **SPC 2012 #1498 -£152 and 1499 ***
 I do it all because I'm scared.
 0
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            Okay so for me so far today.....
 -I have got the paperwork sorted to register self employed so I can do mystery shopping and sell things I've handmade.
 -Got my first MS assignmnet!!! :eek: (Bit nervous about it cos I'm not very confident but needed a kick up the bum so am jumping in!)
 -Checked online banking and phoned up to check on CC balances... 
 -Done some paid surveys
 -and... done a few daily clickies! (£5.20 made from that in 7 days - only on 1 site)
 So there you have it, thats me today!0
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            Afternoon everyone!
 Well the nappies are in the wash but these will be going in the dryer as clothes from this morning are hung all about the place still damp.
 Cleaned the bathroom using stardrops and a little bleach.
 Took pictures of things to list on Ebay later
 Went swimming with DD but my pass for money off ran out 3 years ago oops! oops!
 Posted Ebay items and walked to the PO with DD in the rain only to find i hadnt labelled up 1 of the items so i have to take that when i pick DP up from work later.
 Things i plan to do later are -
 List ebay items.
 Clear out our office.
 HM tea - Meatball stew :j
 Check up on my Brother (Mum and dad are away) to make sure he isnt having a party lol on the way back from picking DP up from work.
 Sat her quite cold, not putting fire/CH on, going to go and get my dressing gown 
 Total spends today so far £8.80 :eek: And still need a few bits from Mr M - MUST TRY HARDER
 SArahDFW Total £21,800 to clear by Dec 2022
 MFW Total £184,950 £179,066 to clear by 20350
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            Thanks all!!
 Cleosmum - My gas/electric is with eon.
 If i pay £196 to next i would still have £189 to pay off Eon only leaving me with £125 to pay. I reckon i will make that on ebay in the next couple of weeks. I have 4 £23 BIN items on there which we make £15 profit on. These have been going pretty quick. Sold all the last 4 i put on in under 5 hours! Though these have been on since yesterday with no takers.
 Right tomorrow when the last paypal payment goes through i will pay off next! Woohoo
 Though annoyingly i am in the process of arguing the case of this £70 canvas print stuck in my lounge which i refuse to pay for. So i am leaving this £70 on my account. If worse comes to the worst then i reckon i could sell it for £50..was in the sale down from £140. Just would be nice if that gets sorted quickly!
 Thanks all for your advice!
 Happytails...meatball stew sounds yummy!!!!
 Welcome spendaholiceejit - loving the name! Good luck. I have done really well lately using this board as motivation!!!
 Off to Mumsy's for dinner!!! xOrange Fairy
 House Purchased April 19 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0
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            Thanks all!!
 Cleosmum - My gas/electric is with eon.
 I was hoping you were with Eon lol. I have gas with them and had my winter quarter recently which was rather :eek: to say the least. I joined their online account service so now get bills online and can upload my meter readings once a month....and I also found that if you go onto your account page you get the option to set up monthly DD which works out your bill over the year and then chops it into 12 easy payments, you also dont get too much of a nasty shock when winter bills come along. The best bit for me was that I didnt need to ring up and speak to someone, I could just deal with it myself 
 I would go online and do the DD thing and then pay off what you had planned on the Next and CC :T0
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            Amazon listings are now at 30 and rising lol....its just so easy to list! :rotfl: I may be addicted to listing...0
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            Right need you all to tell me what i know i need to do!!!! 
 Presently with ebay sales and saved march money i have £385! Woohoo!
 The plan was to pay the last remaining £196 from Next and the £189 off credit card!
 HOWEVER :mad: Got a £414 gas/electric bill which we havent budgeted for (we are from now on!! only become better with money since feb!)
 I have paid £100 off it online. So now got £314 to pay. The plan was to ring them and let me pay it over a couple of months. But really i should use my saved money to pay the bill off rather than next shouldn't i????
 I know i should pay the bill off but i really want the satisfaction of paying next off!!!!! I reckon with ebay sales and the £71 i will have left over i can still get rid of next by the end of april.......if nothing bad crops up.
 What would you all do??
 I would personally pay the credit off. you have made a big payment towards it so have it put into a payment plan. They arent going to charge credit hey which you would have to pay on the others!!0
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            spendaholiceejit wrote: »Hi all,
 I'm a newbie on here. I've given myself a dates to start doing small DFW things from 1st April so hopefully I will be able to join in then, but Im loving the thread, been lurking for the past couple of weeks.
 x
 :beer:
 Welcome, this thread is great and gives you so many incentives to do the small things to save money!!!!!0
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            I was hoping you were with Eon lol. I have gas with them and had my winter quarter recently which was rather :eek: to say the least. I joined their online account service so now get bills online and can upload my meter readings once a month....and I also found that if you go onto your account page you get the option to set up monthly DD which works out your bill over the year and then chops it into 12 easy payments, you also dont get too much of a nasty shock when winter bills come along. The best bit for me was that I didnt need to ring up and speak to someone, I could just deal with it myself 
 I would go online and do the DD thing and then pay off what you had planned on the Next and CC :T
 Thanks, that would be really handy. Did you have to ring them to arrange having an online account or just do it all online with your account number.
 You see this is why i love this board....really helpful info! Thanks again Orange Fairy Orange Fairy
 House Purchased April 19 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0
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            Right need you all to tell me what i know i need to do!!!! 
 I know i should pay the bill off but i really want the satisfaction of paying next off!!!!! I reckon with ebay sales and the £71 i will have left over i can still get rid of next by the end of april.......if nothing bad crops up.
 What would you all do??
 u know what I'd be tempted to pay off next nd cc as you can spread the cost utilities interest free. You can continue doing ebay nd pay that off of the bill next month. that's my two pence worth! DF as at 30/12/16 DF as at 30/12/16
 Wombling 2025: £87.12
 NSD March: YTD: 35
 Grocery spend challenge March £253.38/£285 £20/£70 Eating out
 GC annual £449.80/£4500
 Eating out budget: £55/£420
 Extra cash earned 2025: £1950
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