Monday 29th March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


Gooooooooooooooood Morning!!
Ok, going to cheer you all up now, seeing as it's Monday morning....here are some dancing animals!!


Hope you all have a fab weekend. I had 2 NSDs....woohoooo!! Countdown to the Easter hols for me....3 days of work left

Not a good start to the summertime eh?! Tis dark and wet here...oh well:p
Ok, time for my list:

• check bank
• daily scratchies
• packed lunches for girls to school
• Get back on WW...still on my 3monmth subscription - I had a shock when I weighed in this morn...booooo.
• return Uni library books...arghhh the fines are extortionate!
• NSD apart from the fines
• meal from plan - chicken stir fry
• chicken is defrosting now
• Sparkle...even tho' I feel like crawling back into bed!

Ok, that's about all for me.

determined_new_ms

Morning Milly & everyone else who follows! Boo that its Monday, overslpet and feeling exhausted after laying the floor , although on the positive side we did 75% of the floor and I also am only working 3 days this week _party__party__party_

Have decided am going to make a complaint about bullying from the woman who is trying to make my life difficult and is being personal so that's that sort!






Ok today

• [STRIKE]drive carefully to conserve petrol[/STRIKE] (weird when I started seeing petrol as money how conscious I've become of the petrol guage :eek:)
• any online surveys
• [STRIKE]hm lunch - left over spag mmmmmmm[/STRIKE] ermmmm hm pasta in tomatoe sauce (oh had picked all the bits of beef out of it....)
• [STRIKE]hm dinner, not sure what yet, something easy[/STRIKE] (have a confession we got a KFC last night as we were too exhausted after the floor to cook )
• check credit score/rating unable to log on, tried to call but advised me to call back tomorrow...
• send back the wrong item halfpriceperfumes sent me and hope I received my correct mother's day gift....opps goes into tomorrow's list
• continue with floor (although its the most complext part left) opps, am giving no feeble excuse as to why i didn't do this...

That's it! have a great day everyone not my most productive of days

Milly where do u get the dancing animations from???

OrangeFairy

Morning all!!!!

Made another £50 on personal items on ebay last night! Woohoo

Lost 1lb this week. Not great but better than no loss at all! I wasn't too great over the weekend!

Today is the beginning of 3 weeks that i am only working 2 days a week!! :-)

Today i have / will

• 20mins on cross trainer
• Pack up extra ebay parcel that was paid for this morning
• Send all ebay parcels
• up date ebay spreadsheet
• Go to work! Booo
• Hokey cokey
• Make HM bread
• Dinner at mums! Free!
• LSD (only postage for ebay)

Right off to have a shower!

Have a good day everyone :-)

Candy0107

Morning All,

Thanks for starting the thread this morning – nice to see so many smilies this early
DNM – good luck at work – why are some people so nasty?
Littlekel – congrats on the weight loss

So, Monday morning already!, but I am only at work for 4 days this week

Today I have/will:
• Meals from stores
• Defo NSD – I have £10 which I am trying not to spend as this will go to my shoe fund/new car
• Work really hard at work
• Reply to any voicemails left
• Chat to friends on facebook rather than talking or texting
• Need to do daily scratches
• Need to catch up on the forum
• Need to check my bank account
• Need to post on here all week
• When I get home from work, need to look at my c.v
• Need to look on quidco for an update on recent transactions

Think that is about it, but I am sure I have missed some things off

Take care everyone

Candy xxx

hoothoot

Hello everyone

I'm off work today as builders are in (last day, I think - they seem as peeved off with it as I am) - so eating toast, keeping the heating off and not spending money as not able to leave house. On negative side, can't use kitchen so OH has to buy lunch today. Hoping that i can use kitchen this evening to just cook some tortelloni and pesto or something.

Going to have a look around for anything to eBay, but think we're pretty much eBayed out! x

josiebabie

Morning all,
Yay to dancing animals, boo to nasty work colleagues!
Well done Little Kel on the weight loss, as Mr T's say...every little helps!
Today I have/will:
- Woken up at 4am by a headache? Never been woken up by one before?? Head still a bit fluffy but will take more pills in a bit
- Driven carefully to DD's nursery due to OH taking the carseat :mad:. DB has the other one. Put DD on one of the built in booster seats in my car and she was an angel!
- Check banking and update spreadsheet, I love editgrid!
- E-mail purge commision sheet to boss and update totals (only £5 this week)
- Keep an eye on ebay sales, my OH had a Montblanc pen I bought in back in our frivolous days and then pen got stolen, so I listed the EMPTY pen box yesterday and I have 1 bid and 3 watchers!!! Amazing what people buy!
- Need to keep up with OnePoll
- See about claiming my Valued Opinions
- Recheck my budget for the month and ask OH if he knows when he's getting paid yet and how much!

As I was rolling around waiting for my headache to subside at 4am this morning I thought of loads of things I needed to do, none of which I can remember now!
Have a happy monday all
Jx

Triangle

Morning all :hello:

Hope everyone is well Had a bit of lay in today, normally up and ready by 7.30am as DH leaves for work then, but I fell back to sleep til 8.30am...must be because of the clocks going forward!

Not in work placement this week, using my annual leave to do lots of reading for essays. So plan is to work very hard and *try* and have the easter weekend 'off'.



Todays lists:

• At home all day - no petrol use
• Try and have heating off all day - a bit chilly tho
• NSD
• Take pup for walk
• Parcel being delivered at some point today - new mattress protector
• When it arrives, put new bedding on that I got from boot sale last week..can't wait!
• Stick to meal plan and SW all day
• Aqua aerobics tonight - use free pass
• De-scale washing machine and kettle
• Check personal budget for April
• Reading, reading and some more reading!

Take care all
T
x

I-need-to-make-£

Good morning everyone!

Thanks Milly for making me smile with the dancing dogs and cats!
Determined hope it goes well. You shouldnt be trated like that! its not fair!!!
Littlekel well done on the weight loss and the money making!

Everyone else to follow hope you have a good day, achieve lots and feel better if your feeling under weather!

Well I woke up late as forgot to change my clock forward.. ooops!! Back to work today after a lovely week off!! Only 4 day week this week!!

today.....

- work very hard today catching up on all the small bits!
- check online banking
- write letter to xperian re change of name as still showing as maiden on credit file
- request credit files from other companies
- meal from stores
- close ebay case and send second chance offer
- hope i can get my ebay account verified so i can get listing again as been banned

have a happy monday regardless of the rain!!! x

catmiaow

Morning all,

My list for today:

Check online banking
Email love2choose
Enters comps
Check job sites
Take my nan to docs and do housework for her
Free lunch
Take pics of my mums place and get info
Go to Mr T
Get some paint

Hope everyone has a good day!

angelflower_2

hello all

had a v bad spending weekend. feeling v crappy about financial situation but recognise it wasnt all that bad and I just need to pick myself up and move on

• sort out the stuff that needs to go back and bag with receipts
• check banks
• deposit remainder of cash into Halifax account
• read instruction manual on new washing machine to find most economical program then use to catch up from last three weeks
• lunch from home (left over chicken and salad)
• free cinema screening tonight (Whip it)
• take pup up hill at lunch time for fresh air and excersise
• try work v hard and get rid of the piles of paper from desk
• be nice to boss - she is having a hard time with us miserable lot

Will think of more but thats all I can cope with. Am v knackered....not been sleeping well last few nights. Combination of money worries, planning for the community day am doing delivering 12 money seminars and the fact have developed a bit of a crush on a beautiful guy 12 years my junior :eek: LOL

stitching_witch

I hate dreary Monday weather! I woke up fired with enthusiasm but it's disappeared already!


So far today I have:

• Run dishwasher overnight with cheap electricity
• Run washing machine overnight too
• Put HC on airer as it's drizzly outside
• Sorted out chooks - no eggs yet but I live in hope!
• Potted up 10 strawberry runners which I hope to boot fair

I also intend to

• have an NSD - which will be the 12th this month (target was 10 :T)
• make lunch and dinner from stores
• make bread
• do at least 4 hours in sewing room
• possibly even do some housework as the place is an absolute mess

That's enough for a wet Monday