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greent's mfw journey

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  • Hi Greent, how are you doing?

    Can you ask your DH to give Mr T the decorating mojo - it seems to have got lost along with my exercise Moho :rotfl:

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Evening all - and merry Christmas! :) I've not been around for a while - been a bit glum and MSE just seemed another 'thing' to do, so I didn't!

    Dh still doesn't have a job, and no longer gets JSA as it's been more than 6 months. Still, we're plodding on :)

    Christmas has been lovely - and we're off to the panto tomorrow - we always book our tickets when they come out in JUly! :)

    Night all - hope you've had a lovely day :) xxx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good afternoon all - wishing you a happy and healthy 2014! :)
    _party__party_
    I'm going to give myself a kick up the bum and get on with life - I have been down of late, which is why I haven't been posting - however, New Year and all that!! :):)

    Some mortgage figures:
    31/12/2009: £104 936.05
    31/12/2010: £ 91 999.68 (OPs £5224.07)
    31/12/2011: £ 76 316.68 (OPs £8424.07)
    31/12/2012: £ 52 546.77 (OPs £16889.31)
    31/12/2013: £ 35 356.63 (OPs £11107.76)


    When written down like that it doesn't look too bad!! :)

    I'm going to aim to reduce food spends in January, like many people. I'm going to go for £300 - which still seems a lot, but will include toiletries, newspapers, guinea pig food etc. There's already been a small spend on 12pts milk and 2 lots of reduced meat from T*sco today :). And I plan to keep a track of food waste - it looks like there will be a small bunch of grapes starting that one off for the new year - although I'm seeing if the guinea pigs like a couple of them first before composting the rest :) The grapes are from the last week of term and have been hiding in one of the fridge drawers over the last couple of weeks.....:o

    It's still free listing on ebay for a few more days, too - so I plan on listing a few unwanted items on there - any monies raised are for the OP pot, of course!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Happy New Year Greent :)

    I have also started a fiscal fast this week, hoping to use up things from the store cupboards rather than frequenting the shops!
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks U-S!

    I've made a small OP today of £5, after claiming £3.30 from TCB! Definitely small steps! :):)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oooh! I've now got the grand sum of 7 things listed on ebay - 4 of which were re-lists, though! I've got a pile of things still to go on there, but I find it's one of those tasks which I really procrastinate over! Still, it's not a bad way to get extra cash - I sold a free gift with purchase for £67.50 before Xmas, so I can't complain! :)

    I've also been 'good' and resisted the temptation to buy any more crackers/ boxes of cards/ wrapping paper/ tags in the sales - I have plenty enough for next year already - although I did buy some 'individual' Xmas cards in the half price sale at WHSmiths - so now most of those are covered for 2014's Xmas - yeay!

    In fact, I think I've generally resisted the sales in the main. I wandered into Next (£30 voucher to use) and wandered back out empty handed. DH and I have £60 in Debenhams vouchers to use, too - I spent £16.25 on a 70% off Red Herring casual jacket for DS1 and couldn't find anything else. I did buy DS1 some tops and 2 pairs of joggers in H&M - but he truly needed them (he hates shopping for clothes but at nearly 14 I need his input - I can't choose his clothes by myself any more!!! ;) ) - and I spent £42 on 7 items - which was a total result! I've now cleared 3 x way too small joggers out and a few tshirts from his wardrobe. He has been wearing all of his new clothes, so I think they're a success!

    DS2's 8th birthday s next week - his presents are all wrapped - I just need to write his card :) And pay the 50% balance of his party - he's taking 6 friends to the local laser tag with party food there afterwards - cost me £80 for 3 games each and the food - not bad, really. He's only ever had one party, so I can't begrudge him it! :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Hi Greent have nipped over to see how you are doing BLOOMING HECK you have paid off £70k in four years, you could be mortgage free in eighteen months! I am joining your fiscal fast. On the subject of grapes, I freeze then and eat them as an ice lolly in a bowl - deelicious.
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi greent great to see you back :D wow you have paid off an amazing amount well done. :T
    MFW 67 - Finally mortgage free! 💙😁
  • You have done fantastically well, nice to have you back on board.

    Have a HAPPY new year.

    LGP
    Mortgage value was £135,000 now £43,218
    TCB total £1200
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Evening all!

    Happy to report today was NSD! :) I did 2 collections of donations for the charity I volunteer for and dropped them at the premises and did some sorting there - that took about 3 hours of my day! I also took down the tree in the living room - DD complained - but there are still 5 trees left up in the house, though! DH made the most of a dry(ish) day by taking down the outside lights

    Best of all we had some friends over for a few hours - my oldest, dearest friend and her hubby. They normally live about 3 miles away but her job has taken them overseas for 3 years - they've been away for 14 months now. They came here the other day as well at lunchtime - having not eaten and stayed until about 11pm - so we had unexpectedly to feed them for both meals! Today, though, they just ate our unwanted (unliked flavours) crisps :) - and brought us their unwanted (cheap) chocolate xmas presents - our small children aren't yet discerning enough to dislike it!!!;):rotfl: They fly back tomorrow, though - but are back in the UK for a family wedding in the Summer, so not too bad!:T

    Plans for tomorrow include delivering donations to the charity which were originally delivered here over the Xmas break, taking down more Xmas decs, listing at least 3 things on fleabay and ensuring small children have done homework. Best check DS1 has too, I guess!:cool: DD's was *just* revision, which I know she's been doing on and off. A family game would be good, too - we received one from my sis as a Xmas pressie and haven't yet tried it out. And I also want to watch Silent Witness at 9pm. Oh - and make some soup!!:D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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