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greent's mfw journey
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Some impressive OP going on here - well done! I'm just about to start the journey of OP and these diaries are very motivational!Mortgage free by 40...
Jan 2008 £150,599, end date Jan 2033, age 51
July 2011 £137,044; Aug 2011 £136,465; Sep 2011 £134,765; Apr 2012 ~£85,000
Overpayments to date £46,750 (Since June 2011)
April 2022, age 40, £0...honest, I'll get there! :j0 -
Another £75 OPd today. This knocks £86.78 off from the end figure - so a saving of only £16.78 interest, I guess. I'm trying not to be disheartened at how little (comparatively) interest is saved in OPs - I know it's because we've got a reasonable balance and we're paying it off quite quickly (current end date = 04/2017). Doesn't help taht I'm on a downer in general today
ETA: Daily int appx £5.82 at the mo. Was £12.21 (eeeeeeeeeeeeeeekkkkkkk!!!!) at Jan 2010I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
:wave: Hello greent, don't feel down you are doing so well !
I know it feels like a long way off still, but we will get there. Its not supposed to be easy, especially when you have lots of mouths to feed, now cheer up and give yourself a pat on the back, and thats an order.:DMFW 67 - Finally mortgage free! 💙😁0 -
Aw, thanks for that, newgirly
Another OP made today - £70 (£60 from NCT sale and £10 cashback) - takes £80.99 off end figure, so another £10.99 saved in interest
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Your daily interest has really come down. You do so well GreentI can't be bothered updating this anymore0
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£100 OP made today from £95.80 topcashback payment received 'Regular' OP goes out tomorrow of £543.57, which will bring our balance down to just below £82500.
I need to OP another £125 ish to reduce the term by another month. My aim is to achieve that in JUly.... fingers crossed!! I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Well done greent, you are quietly making fantastic progress. Hope all is well.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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As long as it is downwards, i think we are achieving. Some big numbers there being overpaid. 0
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Teeny OP of £15 made today from £13.15 cashback payment rounded up
I've only got about £50 of cashback pending at the moment. No plans to buy anything else to generate any more, either
Have a couple of small ebay sales (about £5 after charges) to sort - need to list some more stuff on there.... I keep saying this and don't actually do anything about it!! I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Still no more ebaying done!!! Ooopsss!!
£15 OP today - sold some clothes through cash4clothes and also the couple of small ebay items aboveI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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