We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

greent's mfw journey

1…2122242627…293

Comments

  • Moonchic82
    Moonchic82 Posts: 29 Forumite
    Some impressive OP going on here - well done! I'm just about to start the journey of OP and these diaries are very motivational!
    Mortgage free by 40...
    Jan 2008 £150,599, end date Jan 2033, age 51 :(
    July 2011 £137,044; Aug 2011 £136,465; Sep 2011 £134,765; Apr 2012 ~£85,000
    Overpayments to date £46,750 (Since June 2011)
    April 2022, age 40, £0...honest, I'll get there! :j
  • greent
    greent Posts: 10,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 June 2011 at 1:46PM
    Another £75 OPd today. This knocks £86.78 off from the end figure - so a saving of only £16.78 interest, I guess. I'm trying not to be disheartened at how little (comparatively) interest is saved in OPs - I know it's because we've got a reasonable balance and we're paying it off quite quickly (current end date = 04/2017). Doesn't help taht I'm on a downer in general today :(:(


    ETA: Daily int appx £5.82 at the mo. Was £12.21 (eeeeeeeeeeeeeeekkkkkkk!!!!) at Jan 2010
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • newgirly
    newgirly Posts: 9,465 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    :wave: Hello greent, don't feel down you are doing so well !

    I know it feels like a long way off still, but we will get there. Its not supposed to be easy, especially when you have lots of mouths to feed, now cheer up and give yourself a pat on the back, and thats an order.:D
    MFW 67 - Finally mortgage free! 💙😁
  • greent
    greent Posts: 10,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw, thanks for that, newgirly :)

    Another OP made today - £70 (£60 from NCT sale and £10 cashback) - takes £80.99 off end figure, so another £10.99 saved in interest :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    Your daily interest has really come down. You do so well Greent
    I can't be bothered updating this anymore
  • greent
    greent Posts: 10,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £100 OP made today from £95.80 topcashback payment received :D 'Regular' OP goes out tomorrow of £543.57, which will bring our balance down to just below £82500.

    I need to OP another £125 ish to reduce the term by another month. My aim is to achieve that in JUly.... fingers crossed!! :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • CathT
    CathT Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done greent, you are quietly making fantastic progress. Hope all is well.
    Nov 2025 - part 1 - £13,878 part 2 - £20,953 Total - £34,832 24 months to go!
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    As long as it is downwards, i think we are achieving. Some big numbers there being overpaid. :D
  • greent
    greent Posts: 10,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Teeny OP of £15 made today from £13.15 cashback payment rounded up :D

    I've only got about £50 of cashback pending at the moment. No plans to buy anything else to generate any more, either ;) Have a couple of small ebay sales (about £5 after charges) to sort - need to list some more stuff on there.... I keep saying this and don't actually do anything about it!!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent
    greent Posts: 10,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still no more ebaying done!!! Ooopsss!!

    £15 OP today - sold some clothes through cash4clothes and also the couple of small ebay items above
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture