No more debt.....or choc!!

jtr2803

Choc-addict wrote: »

I can't do it, I just can't leave you guys!! :rotfl::rotfl::rotfl:Just kidding, I could but I shouldn't ......been looking at my spending habits and it's clear since my holiday just two weeks ago that i've been living like I have no debt :eek: :eek::eek: So my friends, I have to come back, regardless of whether I feel like I need a break as I can't trust myself to not put myself in a worse situation than I am already. So annoyed with myself for my rubbish spending and lack of self control - it's not good.

Anyway, I will leave it at that and be back Monday for a 'fresher start' as away camping over this weekend (see more money spending ) and not back until Sunday.

Speak soon xx

I'm quite glad you have come back!!

We know you can do it hun, have a lovely weekend camping in this gorgeous weather and we will journey on toegther next week x

Happytogetdebtfree

We sound like we could be going to war Monday haha hope the banks take cover lol

Choc-addict

Here's to next week then ladies!

:rotfl:Happy you do make me giggle :rotfl:War with the banks it is! xx

Happytogetdebtfree

God could you imagine if everyone on the thread was debt free soon and the banks couldn't make intrest and we boycotted against them it would be great, haha laugh at you the lot of the robbing scums! The banks and credit card make me so furious. They only help if they want when you have no other choices left :-@ x

OrangeFairy

Glad to have you back Choc - even though you are now deserting us for a weekend away!!! Have a fab time.

We have said we would buy a bigger tent if we started camping for longer periods. We only ever go for one or two nights at the moment so our Vango Orchy 500 is just the right size. If we started longer trips i would look at bigger ones and save our current one as a weekender!

I have been a bit concerned with the budget. But in my case due to the tax credit changes. Though we are looking at 2 years time. My DFd is Oct 2012 so i am actually hoping with extra overpayments this will be more like earlier on in the year. So now a target of April 2012 seems the best bet - then the tax credit changes shouldn't change our lives too much. Also hope OH and I will be earning more.

Though a lot can change in two years!!!

Happytogetdebtfree

Yes a lot can change in 2 years id like to be on the comfortable end by then so it doesnt feel so much of a pinch ...

anonymoose_3

Yay nice to see you back Choc

Have a lovely weekend xx

Happytogetdebtfree

Hi anon :P

Choc-addict

Morning,

Hope everyone is well and had a lovely weekend enjoying the sunshine Can't beleive I am back to work today already Had a fab weekend camping, weather was just gorgeous - took the bikes on a nice ride around New Forest and then bbq's back at tent in evening accompanied by beer and wine- bliss! Back Sunday for afternoon bbq with friends and the football (rubbish!) and then yesterday a day shopping in Winchester with OH's Mum.

All in all a fab weekend, blown far too much money but not going to dwell on it - today is a new day and now very much focusing on the money and clearing it asap. I want to be more comfortable than I am now and that's going to mean a bit of hard work and will power on my part....something I realise that i'm not too good at of late. Think i've had my blow out or mad money spending moment these past few weeks, it's out of my system and now I am ready to focus again - weird how we go through these moments isn't it?

So mini list for me today as playing catch up with work -

• Work longer day to clear some backlog
• Check online banking
• Daily free scratchie
• Eat sensibly
• Go for run
• Hang out washing to dry
• Put towel load in washing machine

Nothing major, just little things. OH is out all day and evening so gives me some time to get things done

Have a good day all xx

Happytogetdebtfree

Hi choc loving the list bi know what you mean re spending spree it sort of hits you hard when you come back
down to earth but it's done and I figure any little help on the push forward will reduce the debt so keep doing what your doing :-) x