We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

No more debt.....or choc!!

1252628303158

Comments

  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    You guys are making me hungry now and i'm trying to be good after so much lovely food at the weekend!!!

    So back on the DFW and sensible eating plans again - life is such a bore! Nah, not really - if anything having this weekend to myself has just reminded me why I want to get rid of this debt once and for all - to have a life! Not just a life, but one that I want rather than having 800 quid of my hard earned money going towards debts and then another 550 quid going on household bills....grrrr :mad: Get the picture!!!!

    So, being super good for Choc from now on and a few months hard work to really get the ball rolling - fingers crossed it'll all pay off.

    Off to get me a coffee, so tired as couldn't sleep for thinking about money and numbers flying through my head.....nightmares actually :p xx
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Have just updated and changed my signature to remind me, how far i've come but at the same time how far I still have to go :eek::eek::eek:
  • penelopedee_2
    penelopedee_2 Posts: 2,698 Forumite
    Evening Choc, you have done a stunning job blitzing your debt :T

    Your email earlier has really given me a kick up the butt as I have been getting a bit lazy where our finances are concerned so I'm off to look through the budgets again tonight to see what else I can save.

    Hope you have a good evening, Pen x
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Evening Choc, you have done a stunning job blitzing your debt :T

    Your email earlier has really given me a kick up the butt as I have been getting a bit lazy where our finances are concerned so I'm off to look through the budgets again tonight to see what else I can save.

    Hope you have a good evening, Pen x

    Thanks Pen :) It's easy to get lazy and sometimes it can be all consuming but with a bit of focus i'm sure we can really make a difference. My main goal is to make 2010 count debt wise and as I think i've said before in previous posts, I don't want to be saying the same things come 2011 - like 'this year i'm really going to work on my debts' or I think i'll cry as have been saying it for as long as I can remember :(

    On a positive note, OH has kindly said tonight that from now on he'll pay for all the food shops for our household to help me out a little and take the pressure off....on one condition thought.....that I stop buying magazines as he's not prepared to fund that habit :rotfl::rotfl::rotfl: He's a super star :A I'm hoping that having OH help out literally with the finances will make me even more determined as don't want to think i'm just taking him for granted and spending the spare money on having a good time.

    Off to bed in a mo as have lovely trip to London tomorrow - in office for some meetings - boring! Hate it as means i'm up at 5am and home at I don't know when :eek:

    Have a lovely evening everyone xx
  • anonymoose_3
    anonymoose_3 Posts: 617 Forumite
    You've done amazing well to clear that much Choc :D
    Awwww how lovely of your OH smiley-angelic005.gif <- that's supposed to be an angel!?!
    Sleep well xx
    Proud to be dealing with my debts - LBM Mar 2010

    Start weight [STRIKE]11 st 8.5lbs[/STRIKE] now 10st 3lb
    £2 savers No.99 - £68 July No Spend Days 7/8

    A&L [STRIKE]£202 [/STRIKE]£152 Barclaycard [STRIKE]£3882.89[/STRIKE] £3817.74 :mad:
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    You must be so proud of how well you have done so far Choc. :T to OH for being such a star! Think of what you can do with that £88 a month when you are debt free!!! :D

    Any news on the house yet choc??
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Hi guys,

    Super tired so will post/reply tomorrow. Off to bed now and hopefully i'll be able to sleep - two nights not being able to and the london commute today has done me in :(
  • anonymoose_3
    anonymoose_3 Posts: 617 Forumite
    Hope you have a great nights sleep Choc xx
    Proud to be dealing with my debts - LBM Mar 2010

    Start weight [STRIKE]11 st 8.5lbs[/STRIKE] now 10st 3lb
    £2 savers No.99 - £68 July No Spend Days 7/8

    A&L [STRIKE]£202 [/STRIKE]£152 Barclaycard [STRIKE]£3882.89[/STRIKE] £3817.74 :mad:
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Morning :hello:

    Feel a little more rested although still tired, was lying awake gone midnight so opted to get up and lay on the couch. Think I must of dozed off as woke up at about 5am wondering where I was! Then tottered off back to bed and got up about 7ish - not great but at least I had some sleep. Wondering why I can't seem to drop off, not normally my problem :mad: Hopefully tonight will bring me one lovely long restful sleep! Staying off the caffine from lunchtime just to be sure it's not that or something simple as eating dinner late etc - we shall see.

    So, nearly payday :j come Friday hopefully i'll be making some nice payments with any luck :D Although OH reminded me that car insurance due end of month, why do they always turn up when you think you have some money to play with :mad: There is always something.

    OH goes away Friday to next Thurs - blissful restful evenings ahead for Choc and a bed all to myself :p

    Todays list -
    • daily scratch card
    • check online banking
    • put some washing on
    • clear the flat (its a bit of mess as neither of us really been here :o)
    • clear my work tray and perhaps work a little overtime this eve.
    • SLEEP!
    Hope everyone has a lovely day xx

  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    littlekel wrote: »
    Any news on the house yet choc??

    No news yet kel, we're getting frustrated - how long do you wait for someone to find a house? It'll be three months since we had our offer accepted at end of May - I just want to move and preferably before the summer ends so that we can enjoy our garden:) I'm worried they might decide not to sell but then we've been told they 'need' to move for business purposes....oh it stresses me :mad:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.