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No more debt.....or choc!!

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Comments

  • Well done on nsd2:j:T and drinking so much water :D

    Hope you had a great day and another today x
    Proud to be dealing with my debts - LBM Mar 2010

    Start weight [STRIKE]11 st 8.5lbs[/STRIKE] now 10st 3lb
    £2 savers No.99 - £68 July No Spend Days 7/8

    A&L [STRIKE]£202 [/STRIKE]£152 Barclaycard [STRIKE]£3882.89[/STRIKE] £3817.74 :mad:
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Morning all :D

    What a lovely morning, been up and out already. Working from home again today so hopefully it'll warm up and I can pop out for a bit at lunchtime.

    Pay day today so need to sit down later and work out a budget - i'm actually kind of excited. OH and I need to do lots of paperwork these next few days for house etc too so it'll be a couple of days admin for us.....dull!

    Actually aching today from the exercise I did yesterday. Seeing it as a good thing and hopefully i've worked some muscles and burned some fat!

    Not sure if it'll be a nsd today or not, depends if I can be bothered to go food shopping tonight or not. Need to but want to make sure i'm prepared first with a shopping list and meal plan, it may have to wait until tomorrow, we shall see.....depends if OH minds being starved for another day :rotfl:

    Hope everyone has a lovely day x
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Have altered my weight target - want to get to 10st somehow which is where i'm at my happiest (weight wise that is!) when first started out thinking along these lines I was 10st 12lbs - been stupidly good of late and exercising like a maniac so hopefully come Sunday i'd have lost a few lbs....here's hoping anyway :o
  • Morning choc!

    Well done on the healthy eating front, you're doing really well!

    Isn't pay day exciting? I love planning how I'm going to sort out this bill and that bill, and more excitingly how much I can pay off the DEBT!!!! ENjoy!

    xx
    Debt free wannabe: Original debt/Payments made/Debt now
    CC1: £717.0030.00/£687.00
    CC2: £773.25/£215.00/£558.25
    Loan: £9627.00/£217.00/£9410.00
    Total debt: 11117.25 Total debt now: 10655.25
    Savings: £2 pot: £48 ISA: £13.65/£600 Mortgage costs account: £3000
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    anonymoose wrote: »
    Well done on nsd2:j:T and drinking so much water :D

    Hope you had a great day and another today x

    Thanks! Think we were posting at the same time :p
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Morning choc!

    Well done on the healthy eating front, you're doing really well!

    Isn't pay day exciting? I love planning how I'm going to sort out this bill and that bill, and more excitingly how much I can pay off the DEBT!!!! ENjoy!

    xx

    Hey devonmaid!

    I'm hoping I can keep up the healthy eating and exercise, this sunny weather has just made me realise that I want to feel confident in my summer clothes and not pudgy - i'm not big by any means a healthy size 10/12 but since xmas i've put on 12lbs - almost a stone :eek: through bad eating and not exercising and at 32 I can't afford to just let myself go.....the more I put on the harder it'll be.....i'm sure after 30 everything is harder, I used to be able to eat salad, lose weight and not have to exercise....whats happened :rotfl:

    I am STUPIDLY excitied that it is pay day - i'm officially a weirdo ;)
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Hey devonmaid!

    ................and at 32 I can't afford to just let myself go.....the more I put on the harder it'll be.....i'm sure after 30 everything is harder, I used to be able to eat salad, lose weight and not have to exercise....whats happened :rotfl:

    I am STUPIDLY excitied that it is pay day - i'm officially a weirdo ;)


    I've just aged myself, i'm only 31!!!!! :rotfl: :rotfl::rotfl:
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Forgot my payment to my debt goes out today (19.56) debt total updated.....woo hoo sub 900.....yay yay yay :j:j:j:j:j
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Think i'm really finding the right balance, it really has been my 'proper' light bulb moment - just many years to late :mad: Hey ho, i'm here now!

    Just got back from another lunchtime run (shortish one this time) popped myself some of my batched cooked chilli in micro for lunch and now sat down relaxing - all whilst working from home so no real costs :D I actually think i've done more exercise since cancelling my gym membership this week than I have done all year.....:o:o:o

    OH and I are going to sit down this evening/tomorrow and work out money and things. I really want to pay more to my debt repayment fund this month. Perhaps i'll start the payment a day thigy?? Not sure yet, even if I do 1p per day that's something I guess.

    Anyhow off for shower and more work, have a nice afternoon :D
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Well done choc - on the excercising and wanting to pay more off your debt each month. I am also considering the PAD. Don't know where to pay it to debts directly or put in in my online saver as an extra to pay to my debt at the end of the month.

    I hope you are enjoying your day!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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