Stung for £300 for going £1.60 over limit!!

Elliebobs_2

dmg24 wrote: »

You seem to be confusing the word harsh with the word honest? Sometimes the truth is not what you want to hear, it does not make it harsh and it certainly does not make it disrespectful!

You were the person who used the words harsh here. I was always taught that if you couldn't say anything kind or useful, don't say anything at all.

I'm not looking for sympathy, here, just help. You obviously have none of that so butt out!

izools thank you for your input

DGJsaver

Elliebobs wrote: »

I'm not looking for sympathy, here, just help.

And you got free financial advice ?

Whats the problem ?:beer:

izools

dmg24 wrote: »

You seem to be confusing the word harsh with the word honest? Sometimes the truth is not what you want to hear, it does not make it harsh and it certainly does not make it disrespectful!

Ah yes but there are many ways to phrase the truth - some harsh, some acceptable, some pleasant, etc.

Something I learned in great detail when doing stints on customer service and technical support telephone helpdesks

Elliebobs_2

DGJsaver wrote: »

And you got free financial advice ?

Whats the problem ?:beer:

No I did not, and you appear to be the problem.

Thankfully there are nicer people on this board than you.

Thanks again izools.

DGJsaver

Elliebobs wrote: »

No I did not, and you appear to be the problem.

Thankfully there are nicer people on this board than you.

Thanks again izools.

Well thats fine , i will survive , hopefully you will have learnt something about managing your finances better in future

immoral_angeluk

I have to agreed with DGJ on this and I don't feel he was harsh in way. It's just the truth but sometimes the truth isn't what people want to hear.
Good luck with the loan OP.

Danny_G

Elliebobs wrote: »

Any ideas of what to do next??

Apparently I went £1. 60ish over my credit limit (thought I'd used another card!) on my Virgin money credit card, in November without my realising it so they removed my 0% interest and have been whacking me with £44 approx per month plus £12 per month for going over my limit!! I check that my DD goes out of my bank to them every month and admit I've been a bit lax on checking my statements, but I never use the card so thought there was no problem!

I've just been told that they won't do anything about it and I'm gutted!!

Its not the end of the world.

Just dont make the same mistake again!

CannyJock

Elliebobs wrote: »

I tried the grovelling and pleading and got nowhere, was speaking to a sanctimonious little er... person!!

Phone back and try again. Every CS department has good and bad people.

no_more_cards_for_me

immoral_angeluk wrote: »

I have to agreed with DGJ on this and I don't feel he was harsh in way. It's just the truth but sometimes the truth isn't what people want to hear.
Good luck with the loan OP.

Reading through this I too have to agree with DGJ. You should of picked up on this while looking at either your credit card statement or your bank account with the extra amount being taken. Did you not spot the extra £56 payment. Not watching your statements either paper or online is financially stupid.

CannyJock wrote: »

Phone back and try again. Every CS department has good and bad people.

CannyJock is right - its worth trying again, you never know you might get lucky.

Good luck.

dmg24

Elliebobs wrote: »

You were the person who used the words harsh here. I was always taught that if you couldn't say anything kind or useful, don't say anything at all.

I'm not looking for sympathy, here, just help. You obviously have none of that so butt out!

izools thank you for your input

I think I have identified your problem here - you do not read what is in front of you! I only used the word harsh in response to your posting.

If you cannot read things correctly, should you really be trusted with a credit card?

izools wrote: »

Ah yes but there are many ways to phrase the truth - some harsh, some acceptable, some pleasant, etc.

Something I learned in great detail when doing stints on customer service and technical support telephone helpdesks

DGJsaver was more than polite. The only problem that the OP had with DGJsaver's post was that it was not what they wanted to hear (the truth)!