Help! (I bent the rules in desperation)

ikx Forumite Posts: 31 Forumite
I've been a bit of a naughty boy, and need some advice. I got into very bad rent arrears and was threatened with losing my home. In desperation, I started claiming both working tax credit and jobseekers allowance (for a total of 6 months). Although this is no longer the case, I am very worried. What shall I do next, and what will happen now?
Do I do nothing, or pay it back and when?


  • Scarlett1
    Scarlett1 Forumite Posts: 6,887 Forumite
    so you were signing on as well as working, or working whilst signing on :confused:

    you can either sit back and do nothing and they come and find you and prosecute you, or you go to them and confess and offer to pay back what you claimed wrongly, and maybe be lucky enough to escape being prosecuted :o
    whatever way you committed benefit and tax fraud, I would say fess up and take it like a man and correct you're mistakes :D
  • astonsmummy
    astonsmummy Forumite Posts: 14,219 Forumite
    I dont understand how people do it? as soon as i started my job, my housing benefit was canx straight away without me even telling them!
    :j Baby boy Number 2, arrived 12th April 2009!:j
  • ikx
    ikx Forumite Posts: 31 Forumite
    They're definitely finding out... right?
  • Bendybops19
    Bendybops19 Forumite Posts: 11,212 Forumite
    Oh crikey..... were working and claiming working tax credits...but then u also claimed job seekers allowance yea?

    How did u do that...u have to go into the job centre every week when u get job seekers allowance?

    Anyways, thats not the point is it!! Well i would be very naughty and i wouldnt actually go and confess. How long since yu last claimed? If its been like 2 months, are they really going to realise now?

    Pretty awful thing to do though!
    :starmod: :staradmin :starmod:
    I gave up jogging for my health when my thighs kept rubbing together and setting fire to my knickers
    :starmod: :staradmin :starmod:
  • singlehouseholder
    singlehouseholder Forumite Posts: 1,109 Forumite
    You could ignore it, but as some previous threads on this borad have shown, they do seem to have a habit of catching up with you. I 'm no angel but I don't think I could cope with the worry of waiting for the letter to come through the door demanding the cash back.... You could get in touch, and make an offer to pay it off. If in the future you end up needing to claim bens again, they could ask for it back then, when you're in a worse off position to pay it back. Really, no-one can tell you what to do, its your call.
    RIP Floyd - 19/04/09. I know i'll see you again my best friend forever.

    19/06/2013 T12 incomplete Paraplegia, down but not out.
  • kelloggs36
    kelloggs36 Forumite Posts: 7,700
    Part of the Furniture 1,000 Posts Combo Breaker
    It depends on the amount of overpayment of benefit they would calculate. If it is over 1500 you are looking at being prosecuted unless you confess. If you confess you would have to pay it back, but are unlikely to be prosecuted because you admitted it. Unless things have changed, if the overpayment is less than 1500, you would have a 'fine' (not through the courts, but fixed by the Benefits Agency) of 1/3 of the amount of overpayment, plus the overpayment, but if you refuse this option, you would be taken to court.

    Your choice, but to reduce chance of a criminal record confession is your best bet.
  • Penny-Pincher!!
    Penny-Pincher!! Forumite Posts: 8,325 Forumite
    YES...they WILL find out!! All the benefits are linked to your National Insurance number, so it is just a matter of time. You should be worried!

    Sorry, but I have no sympathy for you. Do the the time!! What you did was illegal.

    To repeat what others have said, requires education, to challenge it,
    requires brains!
  • kate1976
    kate1976 Forumite Posts: 2,021 Forumite
    I'm sorry but I have no sympathy either, I've been screwed over by an overpayment letter today even though I was straight up with them from the start!

    They will catch up with you eventually, best confess your sins now I think!
    "A bank is a place where they lend you an umbrella in fair weather
    and ask for it back when it begins to rain."

    Stay safe, stay sane, stay smiley!
  • clairec79
    clairec79 Forumite Posts: 2,512 Forumite
    Generally if you admit it and repay the money they won't do anything (other than take the money back), if you get caught and deny it you can take taken to court over even a small amount (I'm thinking of a case where he only worked for 3 weeks before getting found out - so probably £135 and I don't think he was getting housing benefit - of course he did get the job through the job centre and then tried arguing over the fact that I hadn't told him he *couldn't* work and sign)
  • ikx
    ikx Forumite Posts: 31 Forumite
    I'm sorry but I have no sympathy either... [blahblah]
    Thanks to all that have contributed to this. To the moral minority: remember, I was looking for advice, not your "sympathy". It is not your job to hang those you do not know.
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