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help identify these lock types
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Given it's likely age, it is probabaly not a five lever - these are required for house entrance/exit doors - as said, your patio door should be OK - the question is what does your insurance policy state is the minimum requirement for the garage?
patr100, didnt see your reply before posting another message - the reqs for garage door as per insurance is stated in the previous post0 -
your lock 1 does NOT meet the bs standard. despite it looking similar to the required lock, it needs to be stamped to the standard on the side plate.Target Savings by end 2009: 20,000
current savings: 20,500 (target hit yippee!)
Debts: 8000 (student loan so doesnt count)
new target savings by Feb 2010: 30,0000 -
patr100, didnt see your reply before posting another message - the reqs for garage door as per insurance is stated in the previous post
OR a key operated locks with bolts at top and bottom"
Ok , now are you sure the garage door itself doesn't have any bolts that extend out when it is locked closed?0 -
Well either you will have to get the lock changed to comply or til then, not put anything of value in the garage...or tell the insurance co you don't think you have a five lever and see if they wil stilll cover you for its contents anyway with/without a premium rise.0
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Well either you will have to get the lock changed to comply or til then, not put anything of value in the garage...or tell the insurance co you don't think you have a five lever and see if they wil stilll cover you for its contents anyway with/without a premium rise.
If your existing insurers want extra money, shop around -- different insurers have different requirements. I almost despaired of finding insurance that would be valid with our rented house's rather basic patio door locks, but eventually did and at a reasonable price too.0 -
Well either you will have to get the lock changed to comply or til then, not put anything of value in the garage...or tell the insurance co you don't think you have a five lever and see if they wil stilll cover you for its contents anyway with/without a premium rise.
do you know how much these locks cost? my landlord obviously wouldnt change it.
when i took insurance, I did state that i dont have locks that meet their requirements, they accepted it provided me the polocy BUT with an endorsement saying that the policy is only valid if i my locks meet their requirements. i am quite annoyed with the insurance co. to be honest, as whats the point of putting a condition in the contract which i have already stated i cant meet? it is like me saying that I live in a flat, they accept the insurance but with an endorsement that it is conditional upon living in a bunglow otherwise we wont cover you...0 -
If your existing insurers want extra money, shop around -- different insurers have different requirements. I almost despaired of finding insurance that would be valid with our rented house's rather basic patio door locks, but eventually did and at a reasonable price too.
may i ask which co. are you insured with?0 -
do you know how much these locks cost? my landlord obviously wouldnt change it.
when i took insurance, I did state that i dont have locks that meet their requirements, they accepted it provided me the polocy BUT with an endorsement saying that the policy is only valid if i my locks meet their requirements. i am quite annoyed with the insurance co. to be honest, as whats the point of putting a condition in the contract which i have already stated i cant meet? it is like me saying that I live in a flat, they accept the insurance but with an endorsement that it is conditional upon living in a bunglow otherwise we wont cover you...
That's barmy, they were prepared to sell you the policy but it would be invalid without the locks so what is the point of taking it out?
Maybe go elsewhere.0 -
That's barmy, they were prepared to sell you the policy but it would be invalid without the locks so what is the point of taking it out?
Maybe go elsewhere.
its from AA, bought it online! before i called them, i wanted to check whether my locks meet their requirements, and it seems not. so i will be ringing them tomorrow and cancelling i guess0
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