Thurs 18th March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning lovely people
Up at my usual time today - nice to have a minute to sit and type this before the girls appear;)
Off to work for the morning....am absolutely shattered though, I could lie in bed all day
I'm pleased with myself for finishing the assignment yesterday.....was only due in January:rotfl:

Ok, here's my list:

• check banking - why did tax credits go in yesterday, a day early?!
• daily scratch
• packed lunches for girls to school
• heating off
• meal from plan tonight - puff pastry pizzas (made by dd) and oven chips
• NSD hopefully - I will resist the Body Shop

Can't think of much more...

So, have a fab day all of you

OrangeFairy

First time i have ever been on this early!! :T

Well done on finishing your assignment Milly!

Today's list

Packed lunch for DD1
Get ballet stuff for DD2 for this morning and swimming stuff for after school for DD1!
Cook meatballs from meal plan
Have lunch from my mums food cupboards!
Tackle the HUGE pile of ironing
Email my tutor about AAT bits
Clean house thouroughly tonight for best friends visit tomorrow
Arrange courier for ebay item
Not a NSD as i am getting flowers sent to a lady who has been my DD2 keyworker at nursery for 3 years and is now off to have a baby!

I hope everyone has a great day

mogchops

Morning all, thanks for starting the thread Milly & well done on finishing the assignment!! :j:j

The alarm was most unwelcome this morning, feel sooooo tired but hey ho!!

Today:

- check online banking (payday tomorrow yay )
- hokey cokey out on the line
- packed lunches
- work half hour overtime
- tea from meal plan (pork chops)
- NSD
- DD swimming later
- Tidy house as my dad is coming for a overnighter tomorrow
- Do all comps ending 19/03 (on a roll now with my 2 wins yesterday!! :j)

Have a great day everyone xx

Triangle

Morning morning :hello:

Well done Milly for finishing the assignment - it's a great feeling isn't it?

Hi to all - hope eveyone is fine and dandy I lost another 2.5lb at SW last night :T Only 2.5lb more to go and I will have lost a stone! Long way to go to my target but it's going in the right direction! :T

My list for today:

• In uni today and tomorrow
• Give lift to friend who lives in same town - she gives me £5 a day petrol costs as it's quite a trek
• Drive carefully to conserve petrol
• Take packed lunch
• Tea from stores
• Did meal plan and shopping list last night - go tonight to the weekly shop
• Only spend shopping money - buy nothing at uni
• Smile and sparkle

That's it for me - days back at uni will be busy, looking forward to catching up with pals

Lots of love
T
x

Pippilongstocking

Hello Peeps Thanks for starting thread milly!

Today
[STRIKE]I'm in denial that I might have a cold coming on so off to find some echinacea and some vit C[/STRIKE]
[STRIKE]Must check banks [/STRIKE]and move some extra money to savings:D
[STRIKE]See if amazon money is in [/STRIKE]:cool:and check quidco -
[STRIKE]PAD to DS savings[/STRIKE] 58p but its a bit :rotfl:
[STRIKE]Apply for tax disc for the car online - do a year (gulp) and save £15 - so that's OK[/STRIKE]
[STRIKE]Phone the insurers for campervan and see if they can give a better quote - worth a try ?[/STRIKE] no chance :cool:
Sort out bedroom later its a tip! doing this now!
[STRIKE]See whats in the freezer for tea[/STRIKE] fish fingers and mash
[STRIKE]Gave puppy a HM hair cut - so am moving the £45 it would have cost into savigns account[/STRIKE] Moved £50:D
[STRIKE]CHarge phone up for field[/STRIKE]
[STRIKE]
Make sandwiches and take a flask as will be out all day
Write down each day for mileage claim
[/STRIKE]
[STRIKE]Must do some tidying up generally[/STRIKE]ongoing
[STRIKE]Take dog to field for free exercise [/STRIKE]
[STRIKE]Sort out stuff for OH coming to stay[/STRIKE]
[STRIKE]
Work out which ferry we are heading south with and book it for next week
Work out how long I can stay down for
[/STRIKE] these depend on how I get on next week working
[STRIKE]Make a surprise anniversary cake for OH - its our anniversary soon and I always forget and HE always remembers[/STRIKE] got him a CD and will get DD to do a cake tomorrow she's promised!
[STRIKE]Fix hole in chicken fence[/STRIKE]
[STRIKE]Water garlic in greenhouse and have a tidy up[/STRIKE]:o tomorrow
Work out when to do ebay listings - all photos taken - need to list them and post them before going south next Friday.
[STRIKE]Email a couple pals about meeting up[/STRIKE]
[STRIKE]See if we can use the No7 voucher valid til 28th March they don't have much choice in my Boots as its totsy[/STRIKE] tomorrow!:o
[STRIKE]Refill loo roll stash in loos[/STRIKE]
[STRIKE]Make a list of things to go to new house[/STRIKE] - WILL pop out there today with a borrowed dehumidifier
[STRIKE]Move a bed for lodger as her mum is coming to stay[/STRIKE]
[STRIKE]Tell DS his hair looks fine [/STRIKE]- he now thinks his 'HM haircut' is too short - he knows I only do one style and that's short!:rotfl:

Bit of a list today - lots to do and get sorted

PS ETA
[STRIKE]Post dvd back[/STRIKE]
[STRIKE]Post book for amazon sale[/STRIKE] sorting that just now
[STRIKE]Post clubcard deal for Gardeners World magazine[/STRIKE] (:)) for me!
[STRIKE]Do electric readings[/STRIKE]
Pack up laptop and send to a chum about to do this:D

Pippilongstocking

T - well done on the weight loss - although you don't look as if you need to lose much!! Enjoy being back at uni................

Loved the pics of Archie - I've put Peedie pup pics on Fb and also his new hair cut

Mogchops - well done on the win

LittleKel - big wave hello

YOu guys all snuck on when I was sorting my list!

catmiaow

Morning all,

Today I will:

Check online banking
See to pets
Take kitchen rubbish out
Go to work & work hard to make the day go faster
Enter comps
Check job sites
Take lunch into work
Dinner from fridge

Hope everyone has a good day!

Pippilongstocking

Catmiaow you've almost done a month Debt free - do you feel like you have a spring in your step?

Thanks for reminding me to put the rubbish out!

Just tried to get the CC deal for hte easter things and I can't get it in my area - pah - some internet deal that is!

starnac

morning all. back for the second day running. won't get my hopes up though as soon as i go back to work next week then i'll forget to post on here again. nice to have a couple of days off though.

my list for today

[STRIKE]check banking[/STRIKE]
[STRIKE]ring pensions people as didn't do it yesterday[/STRIKE]
put photos from camera onto laptop
chose pictures of DD to send to my grandparents who have not seen her even though she's nearly 2 1/2
don't get annoyed at grandparents when chosing pictures (this may be a hard one)
treat DD to a trip to the kiddy fun zone thing
look through fabric stash for pink netting
[STRIKE]check emails[/STRIKE]

that'll do for me now

have a good thursday everyone

josiebabie

Morning all!
It's 7 degrees outside and the sun is shining...but for how long?
Today already I have:-
- Hung one load of HC on airer instead of tumble
- Put another load in (If I start WM during cheap rate electric, will it be cheaper as my machine is cold fill and I suppose it only heats the water up to start with??? I'm guessing it doesn't rinse with hot water???)
- Got sausage and bacon casserole in slow cooker on low (never made this before!)
- Checked banks, £45 ebay sale money has gone in
And I will:
- Post one remaining ebay parcel and nephew's birthday present
- Phone nan for brother's address...that's bad isn't it?!
- Charge phone at work
- Go through shopping receipts for month and seperate into "Groceries, toiletries, clothes and luxuries" just so I know...!
- Nip to Mr T's after work to get a few shopping bits
- Keep and eye out for surveys and ebay item listed
That's it for now I think, might add more later on if I feel motivated!

determined_new_ms

Hi everyone, posting from work....

Excellent milly re the assignment, I remember the feeling well, and not with fond memories! I hated essays but enjoyed exams, weird I know and most ppl are the other way, hope its not like that for you!

Fayjmck - what a list, that sounds like a full time job!!!

Traingle, excellent news re losing almost a stone :j! Such a good feeling... Depsite dieting and exersising I still haven't lost anything I'm afraid its going to start affecting my will power...

Feeling really fed up today. I got an email from my insurers yesterday that said a week after purchasing my insurance they have increased my premium by £90. Initially I told them about the accident I had, when I received the paperwork it said that I hit an cyclist so I emailed to say there were no other cars involved and now I have an additional expense :mad:

today I WILL:

• Call insurers and try to get out of additional premium
• call beauty salon
• surveys (had £3.60 yest :rotfl:)
• Am driving at 60 instead of 70 to see if it makes a difference over a week
• re-do budget if I can't get out of the additional premium to see where that will come from
• go to the gym! Didn't go yesterday as was so tired after work
• Collect tools for florring after gym
• tea from freezer, hm lunch

On a brighter note am no longer in the dog house :beer:

Have a great day everyone x