Monday 15th March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooood morning!
Hope you all had lovely weekends..a fab Mothers Day to you mummies. My Mothers Day was spent feeling rubbish in bed, but I did get lovely cards and presents.
So...off to work, I think....was going to not go, but I may as well.
Welcome to the new posters and to the rest of you!
Here's my list:

• check banking
• daily scratch...nearly at payout
• meal from plan tonight - Spag bol/chilli
• packed lunches to school
• heating off tonight hopefully
• hoover downstairs
• contemplete finishing Uni assigmnent:rotfl:
• read paper online
• recycle yogurt pots...ready to plant things in
• turn things off when not using
• post 2 ebay sales
• change coppers into notes

Ok, that's all for now

mogchops

Morning Milly, lovely bright smilies to start the week!!

Where did that weekend go??!! Can I have it again please :rotfl:

Today:
- check online banking
- packed lunches
- ironing
- hoover through
- chicken casserole in slow cooker
- LSD - but do need petrol
- DD to Brownies later
- do all comps ending 16/3

Have a great day everyone xx

Triangle

Morning morning! :hello:

Lovely smilies Milly - thank you Hope everyone is well - sun shining so I'm happy

My list:

• Work visit locally this morning, meeting with supervisor at lunchtime and late afternoon visit too
• Not a NSD - need cheese and dog food!
• Stick to meal plan and SW all day
• Aqua-aerobics tonight Use free pass
• DH to get some details from employer so can send tax credit application
• Cancel current car insurance provider - finally found a much better quote!
• Pop into an open day at a local holiday park - I have two and half months off this summer and a part time job would really help our finances
• Phone up another one for an application form
• Cancel equifax free trial
• Walk pup

Take care all
T
x

tryingtocutback

Morning everyone!

I have posted occsionally but I have decided it would be good for me to try and "join in" with this more often!

Today I will/have:-

Empty dishwasher
Clean out fridge ready for shopping delivery
Plan some meals for the week
Have shower/wash hair
Spend A LOT of time looking for a job - after some months of doing this I need to try to "think outside of the box" and try some new ideas/ways of approaching my job search.
Hoover
Check bank accounts

Its not a lot but its a start!

Have a great day all.

determined_new_ms

Morning everyone. Ah I have another day off today, and the sun is shining, bliss! Although I've booked myself to go to a work exhibition with a colleague, I want to cry off and have a full day off but am trying to decide if this would be a poor showing? I guess it is but still may not go as am ALWAYS working

Today I will:

• I didn't make it to the gym yesterday as so that is the top of my list today, and then have a sauna
• Go into town and buy potatoes to chit (whole new experieice for me, v excited about it!)
• look for the missing packs of seeds I didn't use last year...
• plant seeds - toms, cu's, lettuce, courgettes, and the missing ones if found
• Ring the college beauty salon and see if they will refund me £50 on a block of 6 facials I bought last year. I've only used one as the timestable there isn't compatible with my work schedule. Fingers crossed. Will go straight to my debt if I get it.
• Do any surveys availble

That's more than enough! Can someone tell me what daily scrath cards are pls?

Thanks! Wishing you all a lovely, LS stress free day

saxysarah

Morning all! lovely day here too!

Today I will
finish the washing and line dry
change the rest of the beds (wash and line dry
put away the ironing
tidy up/hoover and mop floors
sort out fridge and 1 kitchen cupboard
have hour or so in the garden
clear kitchen window sill for plants
finish my advocacy essay
read my counselling training stuff
FIND my decree nisi and post council tax form
watch season 2 disc 6 of 24 ;-)

Pippilongstocking

Hello all

Weekend of mine was interesting! New house boiler decided to break and the hot water tank emptied its entire contents over the upstairs and downstaris of hte house - whilst refilling all night long - so that was a bit interesting!

Anyway onwards - mothers day in this household is cancelled til next weekend - drying carpets and towels etc not very conjusive to mummyspoiling!

Today
pack up book to sell on amazon and post at lunchtime
Pop to house and put the dehumidifier upstairs (its downstairs at the mo)
Take out new microwave and a car full of bits
Take along some other bits so the car is full
Check banks
PAD to DS savings - he's got a trip later this year
Sort out ebay listings later
Update blog as took fence pictures and am going to definately document the garden constructing
Found 30p must put that in piggy bank
Phone brother from work and arrange a hand this week - pay him £20 I owe him
Storecupboard tea
Order some bits for OH to bring up from mainland on Friday
Work really hard this week and finish field work if I can
Phone up about laptop - not heard anything from my pal
Walk doggie if possible or take him to field
Start taking willow cuttings and enquire about local bare rooted hedging
Hokeycokey on and drying and another one on
Pick up freecycle wool bits from a nice person who's leaving them in a ferry waiting room for me

Thats me today folks have fun and ta for the lovely smilies milly! Missed you lot over hte weekend but no BB at new house - although I did have my phone.......

uphillstruggler

Hello everyone, hope you had a good weekend.

Beautiful morning.

Had a friend to stay over the weekend but somehow managed to keep the spending down, so pleased.

Small DFW things today:
[strike]check online banking[/strike]
[strike]pay in cheque[/strike]
[strike]washing on 30[/strike]
[strike]check car insurance for better deals[/strike] don't seem to be able to find a better deal than the one I'm on
[strike]check business insurance[/strike] looking like I can halve my premium but need to check policy coverage first
[strike]daily clicks[/strike]
see if there's anything (else!) I can sell on ebay too busy - this will have to wait until the weekend; hopefully there'll be a free listing day soon
[strike]meals from larder[/strike]

Have a lovely day everyone x

josiebabie

Morning all
Lovely day today but my goodness it's cold!!!
My list today:
- Work hard
- 1 x purge for today
- Post ebay items 2nd class, only finished yesterday so that's OK
- Work out if I estimated the postage correctly, and if not, by how much I was out
- Tea from stores, toad in the hole
- Eat yummy cakes that I made yesterday (used the millie's cookies recipe from on here, they're perfect!
- Go through overage jobs, didn't do a lot on saturday
- Hoover lounge when I get home
- Hang out washing when I get home
- Keep up with onepoll
- Check banking etc

That's it I think
Jx

Triangle

:eek: Fay! :eek: Took about moving in being stressful!! Hope nothing was damaged? Poor you - hope everything is drying out!

Lots of love
T
x

catmiaow

Morning all,

Today I will:

[STRIKE]Check online banking - doing ok not great but ok
See too pets
Take rubbish out[/STRIKE]
Try to steam the foil off the bottom of the oven, what OH put down :mad:
Enter comps - entered some, more to go...
Look at job sites, my luck is terrible I really need a f/t job so I can put more money away and also so we can afford to move
[STRIKE]Go and visit my nan
Get essentials in town - nan brought me these to say thanks for the housework I did for her aww
Free breakfast[/STRIKE]
[STRIKE]Post test letter
Exchange tesco vouchers for deals[/STRIKE]
Meals from fridge/freezer
clean out fridge
[STRIKE]Email Vodafone as I can not access my bill online and they cut me off when I called :mad:[/STRIKE]
[STRIKE]Clean bathroom[/STRIKE]
Write to Halifax
Write to HSO

Hope everyone has a good day!!