Please help me or tell me if I am doing the right thing

Feeling_worried_2

ifwisheswerehorses... wrote: »

I know how you feel FW, it's not something any of us wanted to do.
If the CAB advised you, it looks like you have no choice. Please don't worry so, all the stress is not good for you. Tell us how monday goes.

Take care
ifwishes...x

I know I know

A family member offered me £3500 if I can get them all to accept 10% of what I owe , But thats just not going to happen is it

Well I will update after my appointment at 12:30 monday I think , just need to get my head around it , I know I will be happy when I am discharged , its juts taking that step too bankruptcy.

IF

It won't happen FW, your right. Your going to be fine, see what monday brings xx

Feeling_worried_2

ifwisheswerehorses... wrote: »

It won't happen FW, your right. Your going to be fine, see what monday brings xx

I suppose at least I had the intelligence not to put myself on the mortgage we have , shame I didnt have that intelligence when I got the loans.

Thanks for the words , It does help knowing im not the only one that has to do this or has had to do it.

Feeling_worried_2

I hope people dont mind me keep complaining and writing my thoughts down.

I am drastically trying to find or think of any way possible I dont have to do this , I just have a horrible feeling inside me at the moment and just hoping it will pass.

Doesnt help that ive just seen how much I have to pay the courts to go bacnkrupt aswell , just over £500 :-( seems crazy , I suppose its to try and put people off , I dont even have the sort of money to spare or afford.

confused76

Feeling_worried wrote: »

I hope people dont mind me keep complaining and writing my thoughts down.

I am drastically trying to find or think of any way possible I dont have to do this , I just have a horrible feeling inside me at the moment and just hoping it will pass.

Doesnt help that ive just seen how much I have to pay the courts to go bacnkrupt aswell , just over £500 :-( seems crazy , I suppose its to try and put people off , I dont even have the sort of money to spare or afford.

of course not, everyone needs support. it's a tough time and a tough decision. we do understand what you're going through....x

dojoman

Feeling_worried wrote: »

I hope people dont mind me keep complaining and writing my thoughts down.

I am drastically trying to find or think of any way possible I dont have to do this , I just have a horrible feeling inside me at the moment and just hoping it will pass.

Doesnt help that ive just seen how much I have to pay the courts to go bacnkrupt aswell , just over £500 :-( seems crazy , I suppose its to try and put people off , I dont even have the sort of money to spare or afford.

This fee will rise to £600 if you don`t go BR before April the 6th :eek:

Feeling_worried_2

dojoman wrote: »

This fee will rise to £600 if you don`t go BR before April the 6th :eek:

Great , even better I cant afford that at all , looks like I wont be going BR for a while then.

philnicandamy

feeling W have a look here "might be some help"

http://forums.moneysavingexpert.com/showthread.html?t=1167839

Feeling_worried_2

philnicandamy wrote: »

feeling W have a look here "might be some help"

Thanks

Ive spent the whole day staring in to space and at my laptop screen and generally feeling crap about going bankrupt , I really dont want to do it

starbella2004

Hi. Fw. I'm currently being advised by some amazing people on here about my problems, which include financial issues. If it's any concellation I have quite a bit more debt than you, party thanks to my car being stolen which was worth 20k and wasn't insured as it was on my drive not being used as I was selling it!!! So plus all my other debt, it's looking pretty bad! The cccs advised I go bankrupt and that was before the new 20k debt! I really dint want to do it either. But, having said that, if noone will find out as someone on here said it's not put in local papers anymore and you can still operate as a soletrader (is that right?) then just think of the massive weight off your shoulders when it's all done. Seems to me like it's a cop out cos at the end of the day, it's debt I requested, but sometimes you make bad decisions in life and situations escalate and we are here for a good time, not a long time. I say get it done and start again in the knowledge you'll never get in that state again.

Really good luck with it. I'll prob be on here myself soon so I suspect you'll be telling me how happy you are!