A Payment A Day - Part 8!

gilligansyle

Evening all

hugs to all who need them

A totally unpredictable £136.66 to Provident - and the balance is now ZERO :j:j

Now I have a dilemma, I am now £140 a month better off, but both credit cards have had the interest frozen, so would I be better paying the money to them, or off the mortgage?

Off to update sig

mooomin

gilligansyle wrote: »

Evening all

hugs to all who need them

A totally unpredictable £136.66 to Provident - and the balance is now ZERO :j:j

Now I have a dilemma, I am now £140 a month better off, but both credit cards have had the interest frozen, so would I be better paying the money to them, or off the mortgage?

Off to update sig

Well done!! :j:j:j

How long is the interest on the credit cards going to be frozen for? If it is forevermore then pay the mortgage, but if at some point the credit cards will be 29.9% then maybe pay them.

Use the snowball calculator!!!

gilligansyle

flying_fresian wrote: »

Well done!! :j:j:j

How long is the interest on the credit cards going to be frozen for? If it is forevermore then pay the mortgage, but if at some point the credit cards will be 29.9% then maybe pay them.

Use the snowball calculator!!!

It's frozen because I was on DMP so unless I start paying really silly amounts it will probably stay that way.
Is there a calculator for mortgage overpayments?

Have updated sig, now off to do snowball stuff.

Silaqui

There might be one on the same site as the snowball calculator, I know there are a few different ones on there.

I'm making a loose change pad of £1.85 today please.

I've had a really crappy week this week. Don't want to go too much into it but things at work are just not the same as they were. I have absolutely loved the time I've been there, but recent changes to the leadership team and department management have just ruined the place. We had a new department leader this year who seemed good at first, but is now facing incompetency procedures because it turned out he was bluffing all the way :mad::eek: Problem is it's taking so long for anything to happen and its putting so much stress on everyone else. I just feel so awful watching the department I love going down the pan, I'm doing my best but theres only so much you can do. A couple of my closest friends there are also leaving and I'm just thinking it's time for me to move on.

Anyway, sorry for the rant

xx

psychopathbabble

Hugs silaqui, hope you figure something out xx

Well done Gillian!!! Not sure what to suggest with ccs, unless you pad into separate account to build up enough to just pay the ccs in full? x

psychopathbabble

Thanks Euro, it is all separate - hotel is Travelodge and the only thing I'm actually booking is theatre tickets and some transport for the girls coming from blackpool. I did look at the packages but decided against it as I'm not sure I entirely trust them!! x

mooomin

£2 PAD for me this morning please!

Off to Newcastle today to see the Toon presented with a shiny trophy. Mr Fresian is very excited

frasersmum123

Morning all,

Looks like a lovely day here.

Silaqui, sorry to hear about the job. Hope you find something soon, or get your mojo back at this one.

£7.50 for me today please, to the ever-decreasing Very

Paulgonnabedebtfree

Just 24p thanks

skaps

£7 to the isa today