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Credit Scoring techniques revealed

12467

Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    soul619 wrote: »
    10 years ill be your boss ;)

    Yea cos i'll be on the dole then mate :rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • soul619
    soul619 Posts: 562 Forumite
    Yea cos i'll be on the dole then mate :rotfl::rotfl:


    on that sort of money i would hope you have a nice retirement package! :)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    soul619 wrote: »
    on that sort of money i would hope you have a nice retirement package! :)


    self employed mate - I dont pay into pension lol...... :rotfl::rotfl:

    You perm guys get the perks ;);)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    self employed mate - I dont pay into pension lol...... :rotfl::rotfl:

    You perm guys get the perks ;);)

    Not paying into anything? On your sort of income you should have something to live off as a retiree; £60K+PA down to £60 PW... that's one sharp change of budget :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    izools wrote: »
    Not paying into anything? On your sort of income you should have something to live off as a retiree; £60K+PA down to £60 PW... that's one sharp change of budget :o

    I won't go on dole mate - i've got a new job lined up for 1st April as my job ends in 3 weeks :o:o:o

    I'd never go on dole, plus my savings would no doubt exempt me (plus wife is on a damn good wage too) and i'm too proud - i'll clean loo's before claiming dole money mate...... :p:p

    edit - i'm going to live off the wife - sod it, be a kept man for a year! hahaha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • soul619
    soul619 Posts: 562 Forumite

    edit - i'm going to live off the wife - sod it, be a kept man for a year! hahaha


    i like it!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    soul619 wrote: »
    i like it!


    sounds like a plan eh? :rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    PROLIANT wrote: »
    I am playing around with some formulae then going to write a program in C#/Java just to see results, an avenue of computer programming I have never ventured in to - algorithms etc.
    Data mining Star and Snowflake models is something I have worked with so I have a head start.

    Here's some C# source code for you that could well be the algorithm used to generate that paid for credit 'score':

    Random rndNum = new Random();
    rndNum.Next(1000);
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    nickmack wrote: »
    Here's some C# source code for you that could well be the algorithm used to generate that paid for credit 'score':

    Random rndNum = new Random();
    rndNum.Next(1000);

    LOL :rotfl::rotfl::rotfl::rotfl::rotfl:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
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    6 credit accounts closed in 2010!

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  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    nickmack wrote: »
    Here's some C# source code for you that could well be the algorithm used to generate that paid for credit 'score':

    Random rndNum = new Random();
    rndNum.Next(1000);

    :rotfl::rotfl::rotfl::rotfl:

    Clever - I like :p:p
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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