Old geezers and gal's close to retirement on dmp's.!!

elsie52

Barm Pot......its on this thread.....ours

nanna58

elsie52 wrote: »

Barm Pot......its on this thread.....ours

:o:o:o:o:o:o:o

Oh Yeah knew that:rotfl::rotfl::rotfl:

nanna58

Think ibest go down to talk to hubs now
nite nite godbless:A:A:A

elsie52

Good morning everyone.

Its still quite cold here, very breezy, but sunny.:D

I've been up sionce some ungodly hour, that's the trouble with being up at 5am every morning,......I still can't sleep in at weekends.:mad:

Not doing much today, just off out with OH. We are going to have a look at some caravans, for when we purchase........in the far, far, far distant future.!!;)

Son's operation is on Thursday, and the closer it gets the more nervous I get, so its best to keep busy.:(

Have a good day, see you all later.:D:D

elsie52

Nanna....I like your new avitar.:T:T

Do you like mine?

nanna58

morning all:j

sun is out:T breezy tho who cares off to take boys on train :T

keep busy elsie :A best thing to do
speak to you all later


xxxxxx

nanna58

its aself portrait darling :rotfl::rotfl::rotfl::rotfl:
love yours:T:T:T

savingwannabe

Beautiful avatar's girls. ( i am not sure how to spell it).

Elsie you are a marvel. You cheer us all up even though you have so many things to be thinking about. We do love you. I will pray for dear son. My sister had something similar and we were all terrified but it was ok in the end. Best wishes.

We do love you very much. Please remember we are all praying for him. love sw.

moneypenny2k

Breezy and overcast here too. Going to really push the boat out and walk to the local shops and get some milk and marge as my house guests have cleared 4pts and a pk of marge in one evening...:eek:

Still they're off out for the day. Hopefully they can have fun and I can relax and read my book. Been playing with my internet radio, it stopped working a couple of months back, I really do need to get off my behind and get on to Argos to replace or refund it... I've just installed the new modem and it still won't work humph

Elsie, sorry my memory is going, it's me age Sorry to hear your son needs an op, is it ok to ask what type?

Saving, what are you up to for half term?

Have a good day all :wave:

never-in-doubt

Julie67 wrote: »

Hi Guys,

Not posted for a few days. Things are really busy at work and to be honest I've not wanted to think about the DMP. Just felt like I needed a break for a few days:o
Anyway the HSBC seems to have decided to completely ignore our letters re the DMP. So this morning plucked up the courage to phone. The chap was very nice but asked me to phone back on Tuesday as they are still considering what we they can offer us. He mentioned a management plan which would consolidate the CC/Loan and OD. Don't really know what they mean by this, will ring back on Tuesday. Has anyone come across this before. Sorry to be so miserable but things seem so difficult just now and June is an horrendous month with all the kids birthdays
Anyway onwards and upwards, surely things can only get better.:(

I am familiar with these HSBC Managed Loans, whereby they combine all your debts with them into one monthly payment. They can be good, however it also cancels any chance you'll ever have of reclaiming any PPi/Unenforceability etc so make sure you're 100% certain what you're doing before signing up to this.

Just giving you a heads-up.... they can be a useful offer, but similarly, they can hinder you.

They cannot ignore your DMP request, they must deal with it - ergo resend it or send it to main complaints address and not your local branch. I'd not be ringing either, as you have no proof of anything you may agree - personally, i'd stick to "in writing" only.