Old geezers and gal's close to retirement on dmp's.!!

never-in-doubt

elsie52 wrote: »

Nice to see you here Niddy,:D hope our Nanna is not giving you any problems. You weren't supposed to find out she had sent off for the wrong card, she didn't reckon on you reading our thread.:rotfl::rotfl: Just threaten to take here pole away from her and she will behave.! :rotfl::rotfl:

Hiya :hello:

I know i'm in the totally wrong thread - its not for my eyes at all really :eek:

Nanna never gives me problems, I knew she'd sent the wrong request - but it was actually funny :rotfl::rotfl:

I wanna know more about this "pole" - she never responded when I asked about it in Ann's thread :whistle:

moneypenny2k

moneypenny2k wrote: »

Wow, I just knew I'd fit in... Don't forget the cucumber in the Pimms, it's just not the same without chin chin

Your wish is my command Niddy:A

elsie52

Hiya Niddy,

Thought you would have been in the pub by now :beer:- or are you there already.!

Our Nanna likes to do a bit of pole dancing....its a sight to behold.!:rotfl::rotfl: and not for the faint hearted.!!:eek:

It's a wonder she hasn't told you about it, but I am sure that time will come eventually.:D :rotfl::rotfl:

never-in-doubt

I posted this on Ann's thread - in case anyone else wants to start using emoticons, instructions are below:

---

never-in-doubt wrote: »

For loads of good emoticons click this: http://msnsmileys.net Then click one of the letters at the top which is the alpha search for a category- then from this, select a sub category and select the image you want!

Then when you find one you want, right click it and do the following:

Firefox:

--> Right Click > Select Properties > copy the "Location" URL (i.e.: http://msnsmileys.net/h/smileys/Hoops_And_Yoyo/Hoops_Scared.gif) then come back to your message on here, click this: and paste the URL location and then press enter

Internet Explorer:

--> Right Click, Select Properties > copy the Addres [URL] and then come back to your message on here, click this: and paste the URL location and then press enter

Doing the above creates this:



Enjoy :p[/url]

Julie67

Hi Guys,

Not posted for a few days. Things are really busy at work and to be honest I've not wanted to think about the DMP. Just felt like I needed a break for a few days:o
Anyway the HSBC seems to have decided to completely ignore our letters re the DMP. So this morning plucked up the courage to phone. The chap was very nice but asked me to phone back on Tuesday as they are still considering what we they can offer us. He mentioned a management plan which would consolidate the CC/Loan and OD. Don't really know what they mean by this, will ring back on Tuesday. Has anyone come across this before. Sorry to be so miserable but things seem so difficult just now and June is an horrendous month with all the kids birthdays
Anyway onwards and upwards, surely things can only get better.:(

elsie52

Julie,

Are you doing your own DMP or are you with CCCS os similar

elsie52

nanna58 wrote: »

M P now we know you are off your trolley......get it ...trolley!!!!!!!:rotfl::rotfl:

Hi to you all:T:T
same here wet windy but not too cold should be better 2 mor takin boys on the steam railway
TOOT TOOT :T:T

oh elsie do you want me to drive up to keep you company:D:D:D

Bin shopping and at the checkout was achild n her mum n nan child asked the fellow on the till his name and told him hers then she said i had to ask cos im blind and cant see you.I felt tears well up it was so sad:(:(:(

Aww Nanna, its when you see and hear things like that, it puts all this money and debt malarky into perspective doesn't it. But she probably just gets on with life, I know at one time the doctors thought one of our grandchildren was deaf and we wondered how she would cope with it, but children are resillient and take what comes to them, its the parents who worry more I think.:)

Julie67

Hi Elsie, yes we are doing it ourselves, although I did get advice from CCCS

elsie52

HSBC are probably going to try and get you to take on a consolidation loan, as you say for CC/Loan and OD. You will just have to see what they come up with, it may be that they arrange a plan in which they want more money, but don't go along with it. At the end of the day, they can't have what you don't have, and you need money to live a decent life, so don't be pushed into agreeing something that is not possible. After being on our DMP for over 2 years,and have learned a lesson or two, I would not ring them, but ask for everything in writing. It takes the pressure off you, and you can decide in your own time what you want to do. They are going to be looking out for their own interest first, and your needs last.!! Are you still paying them something whilst they are deciding?

Julie67

Well we are just at the beginning so we have sent token payments and the actual DMP payments we have offered are due to start on 26th June. They have cashed the token payments