We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Daughter is 11

245

Comments

  • Blonde_Bint
    Blonde_Bint Posts: 1,262 Forumite
    Absolutely, inform on your changes all the way along. will save hefty arrears bills not to mention all the problems this could bring with it further into the future. best to pay it bit by bit :) would think this is best for the paying nrp in the nrp eyes too.

    your not getting away with anything it will all catch up with you eventually just might take a while. I look at it like keeping on top of the ironing say, i'd rather do a little at a time. right pain in the posteriere when i've let it build up.
  • CSA_Help
    CSA_Help Posts: 1,318 Forumite
    Absolutely, inform on your changes all the way along. will save hefty arrears bills not to mention all the problems this could bring with it further into the future. best to pay it bit by bit :) would think this is best for the paying nrp in the nrp eyes too.

    your not getting away with anything it will all catch up with you eventually just might take a while. I look at it like keeping on top of the ironing say, i'd rather do a little at a time. right pain in the posteriere when i've let it build up.


    Sorry girls

    I am now on a guilt trip :)
  • 74jax
    74jax Posts: 7,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think I'll phone on Monday and mention she's turned 11. I would rather it all above board, even if I do end up with less money off her Dad a month, at least it will be correct. I'll let you all know what happens.
    Forty and fabulous, well that's what my cards say....
  • CSA_Help
    CSA_Help Posts: 1,318 Forumite
    74jax wrote: »
    I think I'll phone on Monday and mention she's turned 11. I would rather it all above board, even if I do end up with less money off her Dad a month, at least it will be correct. I'll let you all know what happens.

    They would catch it when they done a periodic reveiw or if the NRP/PWC circunstances change .Your assesment might not change much as this is only one part of the calculation under CSA1 .

    They might on the otherhand go for a full assesment which you would need to supply them all your income details and the same with the NRP.

    I would maybe give the NRP the heads up you will be calling them if possible
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It is a misconception that if you keep quiet that it will catch up with you in the end - the only time this can happen is if they ask you for the info and you don't give it and it then takes ages, or they get a request from the PWC for a new assessment but take ages to do it. If you have a payrise and don't mention it, then they cannot backdate it.
  • CSA_Help
    CSA_Help Posts: 1,318 Forumite
    kelloggs36 wrote: »
    It is a misconception that if you keep quiet that it will catch up with you in the end - the only time this can happen is if they ask you for the info and you don't give it and it then takes ages, or they get a request from the PWC for a new assessment but take ages to do it. If you have a payrise and don't mention it, then they cannot backdate it.


    Thanks Kelloggs

    Point i was trying to make .
    Although who is getting pay rises this year :)
  • CSA_Help - I agree with Kelloggs, you don't have to voluntarily supply your increase of wages, you may get away with nobody ever knowing - I wouldn't want to be in your shoes though and wonder if the ex has asked for a reassessment, and like my ex....the CSA mess up and don't act.....until a few years later.
  • CSA_Help
    CSA_Help Posts: 1,318 Forumite
    edited 7 March 2010 at 11:42PM
    CSA_Help - I agree with Kelloggs, you don't have to voluntarily supply your increase of wages, you may get away with nobody ever knowing - I wouldn't want to be in your shoes though and wonder if the ex has asked for a reassessment, and like my ex....the CSA mess up and don't act.....until a few years later.

    Yes i agree

    Happened to me on the say so of the PWC .CSA didn't follow their own legislation or the law and assumed income that wasn't the case .Sitting at tribunal now .

    I went on JSA for a week and they didn't bother their (o) to reasses as it didn't suit them even thoughi told them a week before i was going on it and thankfully i found another job and told them about that also .
  • 13Kent
    13Kent Posts: 1,190 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I know on the face of it it's the fair honest thing to do to inform the CSA about pay rises, but what about the NRPs who are on CSA1, and are paying a huge amount in comparison with how much they would pay on CSA 2? - e.g we pay more £550 a month, and on CSA2 we would pay about £250 - so the PWC already benefits to the tune of about £300 a month due to the CSA system - what is fair and honest about that?

    I can't see any NRP's in a similar situation rushing to tell the CSA that they have had an increase in pay.

    If the CSA was a fairer system then maybe there would be less deception and bad feeling all round.
  • Donedoingdebt
    Donedoingdebt Posts: 1,196 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 8 March 2010 at 11:25AM
    The thing is, it's not deception. This legislation is laid down by law & the CSA have to abide by it.

    You do NOT have to voluntarily inform the CSA of any wage rise or wage cut unless specifically asked by the CSA to do so, usually during a reassessment or revision.

    You do NOT build up arrears over the time that you've been earning more money. You DO start building up arrears from the start date of any reassessment/revision. I know there are sometimes problems, but usually, the NRP is contacted within days of a reassessment/revision & therefore, can then start putting the extra money aside ready for the new amount payable & the couple of weeks arrears that have usually built up.

    I'm not for one minute advocating that the NRP should avoid paying a reasonable amount for their child. However, many NRP's can find themselves in very difficult financial situations when they first have to leave the ex "marital" home, what with having to somehow fund somewhere new to live & all the subsequent costs that this incurs, plus often have to keep paying a mortgage & bills on the home they've just left. Often, the only way to fund this is by increasing their salary with overtime/second jobs etc.

    The CSA use every possible tool & threat to squeeze money out of most NRPs, so in my opinion, why should a NRP voluntarily inform the CSA of having to earn more money just to to be able to live if they don't have to?

    Once the overtime is taken into consideration, the financially squeezed NRP then has to work even more hours to cover the assessment & the spiral into debt continues.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.