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Wed 3rd March - What small DFW things have you done today?!

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Comments

  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    josiebabie wrote: »
    I started turning my immersion heater off during the day and my leccy dropped from £130pcm to £78!!!!!! (This sounds high but we don't have gas or central heating or anything)

    Argh, they are awful, aren't they. I try only to have mine on for the min possible. I don't think it even has a thermostat so the water gets scalding hot! I would rather not use it at all (just use boiled kettles for the dishes) but OH likes his baths... Then I figure I may as well use the water because it's hot when it really doesn't need to be!

    anyway - back to work for me. Working late tonight - will be walking past all the closed shops so no temptation to spend!:p
  • Triangle
    Triangle Posts: 1,044 Forumite
    Part of the Furniture Combo Breaker
    Ahhhhhhhhhhh it was fab:T I've converted my 12 year old too - she was getting quite worried about Joseph;) Me, I like Linden myslef:rotfl:
    Can't wait for next week!

    Yes, definately Linden! Mmmmmm! :)

    T
    x
    MFW!
    Started 1/12/22 - £196,000

    Saving targets 2023
    Mortgage Overpayment £0/£2000
    Bathroom £0/£2000
    Big Birthday Trip £0/£2000
    Long Term Saving Pot £0/£2000
  • Triangle
    Triangle Posts: 1,044 Forumite
    Part of the Furniture Combo Breaker
    irishmist wrote: »
    Hi everyone,

    Enjoy your duvet day Millie - we all need one now and again!
    Hope your conversations go well tonight Josiebabie
    Triangle - hope being with the new team works well - what are you training to do?

    xx

    Hi Irishmist

    I'm training to be a social worker, first year MA.
    Blooming hard.....but love it!

    T
    x
    MFW!
    Started 1/12/22 - £196,000

    Saving targets 2023
    Mortgage Overpayment £0/£2000
    Bathroom £0/£2000
    Big Birthday Trip £0/£2000
    Long Term Saving Pot £0/£2000
  • pixiechick99
    pixiechick99 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Triangle wrote: »
    Hi Irishmist

    I'm training to be a social worker, first year MA.
    Blooming hard.....but love it!

    T
    x

    Hmmm......here's me in Year 1 of a Foundation degree - Education studies....and finding that hard work....so goodness knows how you do it Triangle! My intention was to train to be a teacher, one day, but I'll still have 3 years of studying after this...hmmmmmmm:p:p:p

    Am sitting attempting to study right now - I only got the laptop out to start the assignment, but as usual I seem to have made it onto MSE:rotfl::rotfl:
    Somebody chase me away please;)
    I really need to sort out a new signature!
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Am sitting attempting to study right now - I only got the laptop out to start the assignment, but as usual I seem to have made it onto MSE:rotfl::rotfl:
    Somebody chase me away please;)

    shooo shoooo

    your light is still on - Sophiesmum always use to catch me and shoo me away!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 March 2010 at 6:56PM
    Hi everybody :wave: Good to see the thread nice and busy today!

    My list today looks like this:
    - booked train to my sisters over easter - the cheapest ticket I've ever found too. Plus, will promise (to myself and you guys!) to be v good and take food for the journey and won't shop/lunch in London when we're catching the connecting train. And added to spending diary
    - updated spending diary woo hoo, new distraction
    - meal from plan tonight OH is busy at work
    - NSD at work but need to pick a few things up on the way home spuds and washing up liquid, check, and added to spending diary
    - wash dishes while the water is still hot (really did try to last night but run out of washing up liquid! What a shame!) well, ok then, if I must...
    - wash packed lunch box at work instead of adding to tonight's load check
    - not wearing any make up :eek:- trying to make it last to my birthday next
    month (mum was asking what she can buy me) oh no, just saw 15% discount on Benefit on the MSE email!! Free birthday pressie is cheaper than 15% off - that is my mantra!

    Happy Wednesday!

    Got my new debit card through so checked everything's where it should be. All seems as expected. CC#2 is going down nicely so that should be cleared next month as planned. Then I'll start on dreaded #3 and will really start making a dent in that 3.5k I WILL cull this year!

    Have any of you read Leo Babauta's website? zenhabits.net? Today's post is "The Little Guide to Inspiration". Maybe not everyone's cup of tea but I think it's quite a good complement to this thread. I'm just off to read some of his blog now.

    Have a good evening all xx
  • Good morning everyone, congratulations to everyone with your good news, and those of you who are having a bit of a bad time, stick in there... it will work out and you will be a stronger person at the end!!!

    Well the sunshine isnt out yet but never mind, at least spring is on its way!!!

    Well my little list for today is:

    - [STRIKE]Keep my patience all day and focus on making good progress at work!
    - Smile![/STRIKE] could have done better!!!!
    - [STRIKE]Have a LSD as I cant have a NSD (not happy about it but team building, birthday club... its never ending... I can be tight!!!) [/STRIKE]
    -[STRIKE] dinner from fridge/cupboard![/STRIKE]
    - [STRIKE]do a load of washing on 30 and hang out on airer[/STRIKE]
    - wash hair tonight and leave to dry ovr night so dont use hair dryer

    other things STILL on my list are:

    - Photocopy letters to Sky and Bank PPI and prepare to send
    - List 2 items on Ebay
    - [STRIKE]Water company to set up new DD[/STRIKE]
    - Complete new DD mandate for CT and prepare to send

    Have a wonderful day everyone!! :j

    Good evening everyone, well another day nearly over and am tired... again!!!!

    I have seen a couple of you putting daily comps on your lists.... I am intrigued???
  • fayjmck wrote: »
    Morning chaps Milly this did make me giggle ....

    Leave out sky+ box for freecycle person coming at 5pm


    I'm trying to work out if I can 'afford' to get married later this year or if I'm best to leave it maybe for a bit or til kids are bigger - The wedding part (Wellies, woodland, woolly hats) isnt that expensive (<£1.5k), the romance is all there and fine and well, but after 7 years of being together if we get married/live together - I'm trying to work out IF I can actually afford the change in income that will mean for me as a single parent and the kids (eg DS is due his EMA later this year, WTFC etc etc etc) - need to think and then talk to OH. I know I sound so unromantic - but it will mean quite a change financially for me (not so much for him - we've not done the 'finances' talk bit - He's got a really really good salary but I've always just been independant). Who says romance isnt dead?????? Or am I just too stubborn/too independant after all this time and I know I don't really want to be financially dependant on someone else?

    I got to thinking about this yesterday when thinking about single parentdom - sorry for dumping this here - it prob belongs on my diary.

    ETA quidco money is in WOO HOO

    Hello there,

    noticed your giving a sky+ box away.... why didnt you sell it on ebay???
  • hi everyone...
    a long long day today!!! Have achieved 3 hours overtime and have car shard with OH all week this week so far!! Using his petrol a tee hee hee!!

    Had left overs for lunch ( 2nd day of sticking to SW - so not doing too badly yet!!)

    posted an item off from ebay and have another to send tomorrow.

    Have run out of things to sell oon eba now it think will have to think of another money making scheme.

    Worked out that by July 2011 all my credit cards will be clear - I will still have a loan, but can't imagine how it will feel to have no credit cards, am getting quite exited- its the first time i've tried to work out a time scale - i've always been to scared to incase i'm over faced!

    Sleep well all, see you tomorrow x
    Baby due 4th May 2013
    January grocery challenge £200
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello all

    Good to see everyone so upbeat.

    Not much news from me..too much time at work :( but at least that keeps me spending less

    • spent £7 on lunch for me and colleague but he effectively paid me back by buying me lots of coffees during day
    • BUT spent £74 (ouch) on next terms fees for DD1 and DD2s dance classes
    • checked online banking - better really than it ever has been before- hoping that ISA application comes through soon before I get tempted to stash my money somewhere else!
    • storecupboard tea for everyone
    • ebay parcels posted - prompt payers..don't you love 'em. I hate packing up but love selling stuff
    • washing on 30
    • seeds received from catalogues so will be sowing after get back from hols
    • more eggs.. 1 or 2 every day - its fab:D
    • posted my current mortgage balance for the MFiT-2 thread - check out the new signature!!:T

    Am off for a few days on hols so if I am not posting thats why! Am keen to still be MSE whilst I am away and also going with sister so may try to persuade her to see the light of Martin's ways whilst I am away with her. Although tbh she is pretty frugal by nature...at least she was the saver and I was (am?:rotfl:) the spender in the family...

    Best of luck all
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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