Wed 3rd March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Morning gang!
I'm having a sneaky day off today - I should be going to Uni, but I am absolutely shattered, finding it hard being back at work and putting up with the Crohn's too...boooo:o So I'm going to take the day off, try and start my assignment.
Have the letting agency doing a check this morning at 9.30, so I''mgoing out for that....not being here while she inspects:rotfl: SO will be home early, to rest and try and work...wish me luck
to any new posters and to you regulars!!!



Ok...let's post my list:

• check banking
• daily scratchcard
• packed lunches for girls
• No NSD for me as I'm going to buy a new laundry bin....exciting:)
• meal tonight from plan - as requested by DD1 it's sausage, bacon, egss and beans!
• whizz riund with the hoover this morning
• heating off/low
• washing on quickwash
• washing on airers
• Uni work.....must, must, must do this
• rest.....

Ok then you lot.....I'm off to wake the girls.

Shopaholic_26

Morning Milly - hope you manage to get some rest.

I am totally addicted to this thread!

For me today:

• Scratchies
• Checked banking
• Checked quid co
• Take breakfast and lunch to work
• Dinner from stores
• LSD
• Do some prep for interview for new job on Thursday:j (Not keen on current job - new job would be a bit further to travel but probably more money)
• Do some ironing

Not too much for me today - main thing to focus on is interview.

mogchops

Morning Milly, loving the smilies!!!!:rotfl:

Morning to all who come along

Today:

- check online banking
- packed lunches
- sausage casserole in slow cooker
- washing on already
- take my phone into Vodafone shop & hope they can make it work
- DH & DDs for haircuts
- Do all comps ending 04/03
- Shopping later with list from which I shall not deviate

Have a great day everyone xxx

I-need-to-make-£

Good morning everyone, congratulations to everyone with your good news, and those of you who are having a bit of a bad time, stick in there... it will work out and you will be a stronger person at the end!!!

Well the sunshine isnt out yet but never mind, at least spring is on its way!!!

Well my little list for today is:

- Keep my patience all day and focus on making good progress at work!
- Smile!
- Have a LSD as I cant have a NSD (not happy about it but team building, birthday club... its never ending... I can be tight!!!)
- dinner from fridge/cupboard!
- do a load of washing on 30 and hang out on airer
- wash hair tonight and leave to dry ovr night so dont use hair dryer

other things STILL on my list are:

- Photocopy letters to Sky and Bank PPI and prepare to send
- List 2 items on Ebay
- Water company to set up new DD
- Complete new DD mandate for CT and prepare to send

Have a wonderful day everyone!! :j

littlemisschocolate

Morning Milly, Mog and Shopaholic and all who follow. :wave:

Today, I will do the following:

-[STRIKE] Check online banking[/STRIKE] Moved the quidco money to the online savings account.
- [STRIKE]Store cupboard lunch[/STRIKE] Made some tuna, sweetcorn wraps last night.:A
- Store cupboard tea.
- LSD as I need to get some items to make cupcakes.
- Daily clicks.
- One poll surveys. They seem to have dried up as of late!
- Do some dusting before work.:eek:
- Feed my piggy with any change.



And above all SMILE!!!

josiebabie

Morning all
Milly I always love your smiles in the morning!

Today I will:-
- Keep smiling
- Man coming to fit the electrics for my shower after a year!!!! Wohoo!
- Decide whether I'm going to go out with work collegues for meal tonight
- Talk to sort-of-OH tonight about plans for future and how we move forward

Have a good day all, and thank you for all your supportive messages yesterday

Triangle

Morning all :hello:

Hope everyone is well


My list:

• Yesterday I applied for 0% c/c to do a balance transfer - fingers crossed! Also got my credit report on a free trial - all fine
• Today at work placement, shadowing another team which I'm looking forward to
• Drive carefully to conserve petrol
• Packed lunch and other meals from stores
• SW tonight - my only spends for the day
• Try and do a bit of 'offical' reading tonight
• Then finish off public library book

Milly - how good was Holby last night?!

Take Care all
T
x

mbaz

Morning my luvlies!

Today Ihave and will:

- checked online banking
- surveys
- scratchie
- try for another nsd
- take kids to park
- enter somemore comps
- watch my lovefilm dvd tonight, cancel free trial and send back tomorrow
- order b.day pressie for niece via quidco
- baking
- storecupboard meals
- readmartin's email
- colelct sun tokens for free alton towers tickets highlighted in martin's email

have a lovely day x

Pippilongstocking

Morning chaps Milly this did make me giggle ............. to any new posters and to you regulars!!! Good luck with letting agency

Today
check banks
Pay some to OD
Keep checking for lovefilm refund on cc
Watch accounts like a hawk cos I'm near my limit
Look at the argo sale and 15% off bits and see if I can get a new microwave
Get a car load together for new house
Store teas/lunches
pack up some more post
apply for a new clubcard in OH's name
Leave out sky+ box for freecycle person coming at 5pm
Hokey cokey
Feed chicken
Walk dog
Book flights south via quidco - its only 1.25% but its better than nowt
Emial some of family and figure out when they are going down
Get in touch with some pals south and see if I can catch up with them

Not sure what else today - morning all - Josie I hope you're OK today - xx

I'm trying to work out if I can 'afford' to get married later this year or if I'm best to leave it maybe for a bit or til kids are bigger - The wedding part (Wellies, woodland, woolly hats) isnt that expensive (<£1.5k), the romance is all there and fine and well, but after 7 years of being together if we get married/live together - I'm trying to work out IF I can actually afford the change in income that will mean for me as a single parent and the kids (eg DS is due his EMA later this year, WTFC etc etc etc) - need to think and then talk to OH. I know I sound so unromantic - but it will mean quite a change financially for me (not so much for him - we've not done the 'finances' talk bit - He's got a really really good salary but I've always just been independant). Who says romance isnt dead?????? Or am I just too stubborn/too independant after all this time and I know I don't really want to be financially dependant on someone else?

I got to thinking about this yesterday when thinking about single parentdom - sorry for dumping this here - it prob belongs on my diary.

ETA quidco money is in WOO HOO

pixiechick99

Triangle wrote: »

Morning all :hello:

Milly - how good was Holby last night?!

T
x

Ahhhhhhhhhhh it was fab:T I've converted my 12 year old too - she was getting quite worried about Joseph;) Me, I like Linden myslef:rotfl:
Can't wait for next week!

irishmist_2

Hi everyone,

Enjoy your duvet day Millie - we all need one now and again!
Hope your conversations go well tonight Josiebabie
Triangle - hope being with the new team works well - what are you training to do?

Today I will:
-check banking - determined not to go into overdraft this month - if I am focused I can do it! Hopefully quidco money will be in account and help out!
-find out about getting milkman to deliver milk - think it will be moneysaving as often pop in to buy milk and "remember" things I need when in the shop. Have been getting organic veg and fruit box delivered and it has saved a fortune, in not popping in to get potatoes and picking up other stuff while there! And the veg is sooo tasty and I do my mealplan from it
-post back lovefilm DVD rather than meaning to do it and not using my 2 films a month
-email a friend in germany and see if she is on skype
-if stays dry washing outside to dry and make a start on the garden
-lots of lovely free cuddles and songs and stories with my baby, breastfeeding and reuable nappies. Will also wash his bottom with water and cotton wool - has just been diagnosed with eczema and on steroid cream so want to reduce risk of anything irritating his skin more, so no more wipes!
-MUST MUST MUST sort out childcare vouchers! I keep putting it off!
-Do some more of the cross stitch picture I am doing for DSs room
-make leek and goats cheese tart for tea tonight - yum!(Lidl does the best goat's cheese!)
-spend some time reading threads on here for motivation.

Thanks everyone esp MillyScarlett for keeping this thread going - it really does focus me!
Have lovely days everyone
xx