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Mummytogirls - 100 years to be debtfree - I think not!

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Comments

  • You ladies should come and join the Ninja Saving Turtles - we have a monthly challenge which always includes No Spend Days.

    Our Feb target for NSD's was 15:eek:
    We also have loads of other tasks throughout the month - it certainly makes you think about when you spend.

    Personally I don't count DD's, medical costs or petrol but count everything else:eek:

    I'll pop over now! :)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hope work has been OK and well done on your NSD!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon Diary,

    Just a fleeting visit before my taxi journey start with the kids. Actually annoyed with DD1 tonight as she's has absolutely no regard for the amount of running around I do and stropped off when I told her no to going to her friends for an hour :mad: KIDS!

    So today the joint account looks less nice :rotfl: about £1500 less nice now the mortgage etc have gone out. Anyway needs must and all that.

    Today is spend day... 59p in the co-op at 7am this morning on passata. Needed it for my slow cooker recipe which was going on for tea. Think we could do with bread aswell so I'm going to go and get some when dropping the kids at dancing. Then tomorrow will be NSD1 :j.

    Just renewed my car insurance with the H@lifax... Only about £30 a year cheaper but cheaper all the same.

    GC, hope you enjoy your pancakes when you finally get them!!! I only count actual cash or card purchases as spend days, not direct debits.

    EE, where do I find these Ninja Saving Turtles?! Need them in my life immediately!!!

    DFOD, work ok thanks.

    Food:
    Breakfast - porridge with nutella and banana
    Lunch - chicken tikka salad and jelly
    Tea - fahitas
    Snacks - 2 crumpets going spare at work

    Thats all got to go take kids to dancing, will try catch up later if I'm not too tired after the gym xx
    Mummytogirls x

  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    EE, where do I find these Ninja Saving Turtles?! Need them in my life immediately!!!

    This is our March challenge - https://forums.moneysavingexpert.com/discussion/5609038

    We lurk in Debt Challenge part - we use the initials NST so anything with that is us Turtles.
    Feb's challenge should also be near the top as it has only just finished but it will give you another take on our monthly challenges.

    Hope you can join us.
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening Diary,

    Tired and drained mummy here tonight. Only been to the gym once and we ended up having a chinese take away which I know won't help matters but its done now. DD's school have annoyed which hasn't helped either!!

    Still to have a NSD in March :cool:. EE thanks for the info maybe I should join the NT in April at this rate haha!!! Il check it out.

    Ive got plans for the weekend but the way I feel I just don't want to leave the house.

    Hope all ok anyway xx
    Mummytogirls x

  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Yes come and join the Turtles! It's great fun and the wonderful Mothernerd is leading this month :)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon Diary,

    Enjoyed my laze around last night and felt so much better for it this morning. Ive done all the weeks ironing (usually I try get it done the day it comes out of the TD) and cleaned the bathrooms. DH has done the hoovering and polishing.

    Off to drop DD off at football with grandad shortly and then DH, I and other DD have got a few jobs to do. Need mince from the butchers, then to the tip with the dead microwave and then to Mr S for a few bits we can't get anywhere else. With DH in tow who knows what might fly into the basket :rotfl:

    Mr T's brought the shopping this morning which came in at £80.15 :eek:, hopefully next week will be cheaper!!

    Also postie brought me a gift card for £5 from the local farmshop for a foreign object I found in my pasty last week :cool:

    Think thats all..... NSD1 tomorrow :rotfl: xx
    Mummytogirls x

  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Oh no what was in your pastry? I once found a slug in a farm stall veg pie from the local farmers market. I actually couldn't believe it. The market manager was lovely but the stall themselves basically accused me of being a liar! I took it back to show them ;)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Still to have a NSD in March :cool:. EE thanks for the info maybe I should join the NT in April at this rate haha!!! Il check it out.
    xx

    I wouldn't worry mummy, I have only managed one so far:eek:
  • Bobarella wrote: »
    Oh no what was in your pastry? I once found a slug in a farm stall veg pie from the local farmers market. I actually couldn't believe it. The market manager was lovely but the stall themselves basically accused me of being a liar! I took it back to show them ;)
    OMG I would never recover from that. I could never eat pie again! Hate slugs.
    Trying to figure out a whole new life. Trying to figure out a whole new budget.
    Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.
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