Tues 2nd March - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Morning people

Looks like another clear, sunny day today....how fab...Spring has sprung, for now anyway
Not much going on here - morning at work then home for a good tidy up as the letting agent doing yet another periodic check on the house. Shouldn't take too long, a quick whizz over the bathroom and hoover through. Need to get cracking on a Uni assignment too....must attempt to catch up

to any new posters.....stay with us! And big waves..... to the rest of you!!!

Ok...here's my list:

• check banking
• daily scratch....something other than 10p would be good
• meal from plan tonight - pasta and HM sauce, nice easy one
• packed lunches for girls to school
• heating off or low tonight
• start Uni assignment
• NSD hopefully
• Hoover through house
• Scrub bathroom
• make banana loaf to use up manky bananas
• night on sofa watching Holby.....

That's all for now....

mogchops

Morning Milly & all who come along!!

Its brrrrrrr here this morning, icy frost outside, but clear sky, so hopefully will be nice later!:)

Today:

- check online banking
- packed lunches
- DD cycling to school - got cycling proficiency (I remember doing that!)
- Parents evening later
- Should be NSD
-Chicken & pasta for tea from meal plan
- get chicken out of freezer
- do all comps ending 03/03
- hokey cokey
- keep heating low later

Have a great day everyone xx

La_escocesa

Morning milly & mogchops :wave: What a lovely cheery post to read in the morning! Hello to everyone who follows! :wave:

I'm just getting ready to head out to work so boring list for me today. Looks a bit like this:
- breakfast @ home, take lunch to work, have Sunday's leftovers for tea tonight
- do not get tempted by shops in town or vending machine in work
- charge phone at work
- feel good about myself for taking a bag to the charity shop, remembering that someone will need the stuff more than I do
- hopefully NSD. Definitely don't need anything so will be most upset if it's not!!
- tidy, tidy, tidy up tonight! Did nothing at home last night and the place is a tip! Maybe I need to find myself a letting agent to come round for a bit of motivation!!

littlemisschocolate

Morning Milly, mog chops and all those who follow.

Today I will do the following:

- Check online banking.
- Store cupboard lunch and tea.
- Daily clicks.
- One poll surveys, as I'm getting nearer to my £40 pay out.
- Do some hoovering/dusting before work.
- Turn off the heating. It's been on for 3 and a bit months.
- NSD. This will be do able, I don't need anything.
- washing at 30 degrees and hang on airier to dry. (Will do if have a full load of washing!)

Above all everyone

josiebabie

Morning everyone!
Not feeling v. happy today so here's my list:
- Go to work and try to keep positive
- Not NSD, got to post a book sold on Amazon.
- Try and work out why pay at pump in shell only took £1 off my debit card instead of £20???
- Try not to dwell on the fact that I could very likely be a single mother soon....
Have a good day all x

in_spired2

morning all..

done/will do here
scratched and clicked
normal washing on low, and sheets etc washed overnight.
hang washing out as soon as I think it's warmed up enough not to freeze my fingers off :snow_grin - my washing line is in a garden facing NW, in the shadow of the house - it's COLD out there in the mornings.
check online banking
post ebay parcel
NSD (will commit to it in my sig right now, so nothing tempts me in the PO)
run around and do the appliance off at wall check
Give the washing machine a good clean now that it's had its maintenance wash. I can see gunk in the big rubber seal folds, and fab.con drawer is getting manky. In fact, that's a challenge for me. I know it's on the way out, but will try to keep it going/not buy a new one until at least 2011. (hope those aren't famous last words, and that it conks out tomorrow )
Start a spending diary for March. Lost track of a few things last month

enjoy the day folks

I-need-to-make-£

Good Morning everyone on this bright sunny day!!! ooo i do hope winter is on its way out!!!

Well today i am going to definately do the following:
[STRIKE]
- Take lunch to work which I prepared last night[/STRIKE]
- [STRIKE]Have a NSD!!!![/STRIKE]
- [STRIKE]Have a very productive hard working day![/STRIKE]
-[STRIKE] put change found on side in money box for CC collection. [/STRIKE]
- [STRIKE]Dinner from cupboard[/STRIKE] pasta!
- Prepare lunch for tomorrow so its a NSD!! Not happening as have team lunch and birthday club due...... why cant i be tight????

My other aims for today....

- Photocopy letters to Sky and Bank PPI and prepare to send tomorrow
- List 2 items on Ebay
- Water company to set up new DD
- Complete new DD mandate for CT and prepare to send tomorrow

Hope you all have a wonderful day!!

Shopaholic_26

Morning all

Had an NSD yesterday - first one since xmas!! I think I have finally got the bug for this not spending malarkey!

Went to gym this morning and was freezing but looks like it might be sunny later. I hate winter so that makes me happy!

Right, my list for today:

• Go to gym to use membership (done)
• Take breakfast and lunch to work
• Dinner at home - hae taken some chicken out the freezer, so something to go with that!
• Not a NSD as need shoes reheeled and some bits from T but try not to send more than necessary
• Charge phone at work

That's it for me I think.

Triangle

:hello:Morning chaps :hello:

Milly - your lovely smilies did indeed make me smile this morning!
Josie - :grouphug: - hope you are OK
Mogchops - oooh I remeber my cycling proficiency test! Whizzing around my middle school playground - happy days!

Well, I'm in a goooooood mood today! Went swimming last night with my lovely pal/neighbour. We didn't realise it was aqua-aerobics but had so much fun and felt like a proper workout! Going to go every week - and the free passes made it even better!

Today:

• Study day at home for me
• Going to do some work placement work stuff but will go easy - worked so blooming hard last couple of weeks doing big bad essay. Soon be time to start the reading for the next one
• Lovely sunny day - take pup for a long walk
• Get the house all clean and tidy
• NSD
• Meals from stores and stick to SW
• Have a mooch about on MSE
• Get DH to phone and apply for working tax credits tonight - told we had to wait 6 months after I finished my job. Not sure if DH meets wage criteria but no harm in trying
• Holby and Eastenders tonight
• Catch up with friends via text and facebook

Lots of love
T
x

Pippilongstocking

Josie - sorry to hear you feeling so sad - I hope that things work out. ((())) huge hugs
I found myself rather unexpectedly as a single mother 11 years ago with a 2 year old and a 3 1/2 year old - so I really do feel for you - if you want an ear we're all here and a few of us are in the same boat - so if you need a virtual ear - we're all here. xxxx

Hey chaps

I got the keys! So we spent last night at the new house for tea - although I did forget a pot - no pasta for DD - and we ended up with cupasoups!!!!

Today
Check lovefilm have refunded my subscriptioin as I cancelled it after the naughty movie arrived by accident!
Get a new clubcard -
Got 5 dvds to post as I've sold a few since monday for my 10.99 challenge
Find out when to go south - I've a funeral to go to which won't be very nice as its OH close family and they were very young............:(
Work to do
Must enquire about green netting as I need ALOT of it - must figure a plan to get 1000 or so willows planted this year in March at the new place - the willow cuttings are free - the labour will be considerable!!!!
Banks to check
Must pay brother electric and see about mine for the new house
Home lunch/tea
Walk dog
Take some ebay pics - will wait to list them
MORE snow here - better than rain I suppose?

Hey chaps I hope you are all good - thanks for starting the thread milly! Thanks to you all for the storage heater advice - I took my energy owl over to check ALL of the heaters were off - slight prbo with the energy owl is that now there are two rates of electric and 2 meters - it looks like to monitor them both I need 2 owls - will switch between the two for the mo but need to work something out as I love my energy owl - its more than paid for itself since we got it.

saxysarah

Hiya peeps I'll join you again today if thats ok! Had a rubbish day yesterday and didn't get much done but am hoping for lots of motivation today!! Here's my list

[STRIKE]Check out the washing thats still on the line from yesterday and hang more out![/STRIKE]
[STRIKE]Give the kitchen/utility room a good scrubbing[/STRIKE]
[STRIKE]Get meatballs out of freezer for tea![/STRIKE]
[STRIKE]Have a proper tidy up thro the rest of the house well sort of proper
Do some college work[/STRIKE]
[STRIKE]Ring G.P. about giving up smoking[/STRIKE]cant get thro to the helpline number they gave me tho!
[STRIKE]Ring vet about getting the dog the chop be4 I end up with puppies![/STRIKE] £145 aghhhh
[STRIKE]Ring council to see if I am eligable for Council Tax benefit[/STRIKE]Woo Hoo I may be exempt!!!!!
[STRIKE]Get money out of bank for creche fees!
[/STRIKE]ouch that hurt!
And today I WILL list something on ebay/amazon and find out what these daily scratchies are....................................Today I will not fail!!!

Have a good day everyone ;-) xx