Frightened about my future

elsie52

Hi Mouseann,

Well done for getting some kind of response back from them, that at least is a victory.!! I didn't get any post either, but that's okay. I had to ask Niddy for help on some that I got yesterday, and was really happy that he looked at it for me, another one unenforceable. We have now got 3 unenforceable, and 3 which still are not replying, and its over 7 weeks since we started the CCA route. They don't appear to be in a rush to get things sorted, but I certainly don't mind any delay at all.

well, its still a blooming miserable day, the washing is decorating the clothes airer, such a nice touch to any room, don't you think.!!

CHATTY_j

they agreed, as a "goodwill gesture", to refund £200 of the excess I paid on my recent repair, which takes it back to the original excess of £100. HOWEVER, this is not a result for me! They go on to say that the amount of £200 has been refunded to my M&S Mastercard

Hi MouseAnn - I used to work for an insurance company check the small print if it doesn't specifically say they will refund to your M&S card I would write to them and insist on a cheque, they should not know anything about your circumstances - as insurers they should only have access to info relevant to you as an insurance risk/insurance customer - but I have never worked at M&S.

pixiechick_2

My brain is frazzled with doing job applications!!

Ann, I'd get on to the insurers and do what chatty suggests, you may get your £200.

Fitzer2000

Hi Ann, I'd do what Chatty says. The may be a breach of the DPA (Data Protection Act) if the insurance co provided details to the credit card company. I'm sure someone will know a lot more about this than me but I do know that financial institutions are not allowed to share specific information without your explicit instructions.

savingwannabe

Hello everyone, just come back from dr's appointment. It did not go well. Diabetes is pretty bad. I cried. Like a flippin dork!!! Now i have to focus on diet, exercise (yuk, that trampoline) and i am going to be healthy.

Fitzer is a man! EEEEK, we didnt know sorry. Welcome.

3 dogs is going to smack our Nid. Hysterical!!! Our NID can you go in and chat to your local bank manager and explain what dorks they are so he/she can step in and take over. Why are they hounding you when it is pretty obvious some horrid crims are responsible? How stupid are these people???? Do not get stressed you are our friend and we think the world of you. What idiots these bankers are? What is their fraud department doing punishing the innocent????

Some fab advice for Ann from Chatty too! Ann have you ebayed your things, more importantly did you find Mr Liverpool? ??????

I have just spoken to my dear friend Glenys about the wonderful people on this site. Even if i am a bit ill it doesn't matter, i can still see and it will get better. SO THERE!!!

savingwannabe

Beanielou it was nice to be on that chat thread. Sam has a birthday today and i wished them a happy birthday as it cheered me up! I hope they dont mind as i dont know them but i am happy wierd.

savingwannabe

3Dogs wrote: »

Remember I am lurking Niddy - YOU are not too old for a good smacking either :rotfl: :rotfl:

This is my nomination for post of the month on any MSE site!!!

mouseann

Thanks for the advice everyone,

Good point re data protection.

Will get a letter sent off - if I make it a bit syrupy and thank them for their gesture it might work. Certainly won't do any harm!

mouseann

savingwannabe wrote: »

Hello everyone, just come back from dr's appointment. It did not go well. Diabetes is pretty bad. I cried. Like a flippin dork!!! Now i have to focus on diet, exercise (yuk, that trampoline) and i am going to be healthy.


Some fab advice for Ann from Chatty too! Ann have you ebayed your things, more importantly did you find Mr Liverpool? ?????!

Hi Sw,

Sorry to hear about your dr's appointment. Hope you get the diet sorted out - I am assuming that you have the type of diabetes which doesn't need insulin?

And, I must confess, I have not ebayed anything yet - nor have I tracked down "Mr. Liverpool"! It was only libbyjade talking about that part of the world that started my memory working overtime. Think I am going to leave that one to memory - of when we were both in our very early 20's. (Wish I still was!)

beanielou

Sorry to hear about your visit to the Doctors saving
The peeeps on the DC are great