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My Debt-Free-Wannabe Diary

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  • angelfairy
    angelfairy Posts: 3,594 Forumite
    Wow, it will all be over this week.

    You must be so proud and excited.

    Well Done YOU!!!!
  • One day to go......
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • angelfairy
    angelfairy Posts: 3,594 Forumite
    I was looking for your diary this morning. Wasn't sure if today was the day or tomorrow.

    One more sleep, one more sleep.

    Gee it must feel like Christmas eve for you at the moment
  • beccaoz wrote: »
    I was looking for your diary this morning. Wasn't sure if today was the day or tomorrow.

    One more sleep, one more sleep.

    Gee it must feel like Christmas eve for you at the moment

    Something like that.

    I feel I should do something to celebrate but I can't decide what. I think it should involve not spending money.
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • DDDK - really well done!
    You have inspired me - I used your approach last month of paying off bits here and there and if I keep it up my debt free date is June 2009 instead of August 2010, so I wanted to say a big thanks. :j
  • Right.

    Today's the day!!!

    Just phoned my solicitor to confirm I wanted to be paid the money today (so I have to pay a CHAPS fee of £35, boo hiss).

    On a side note, my estate agents tried to rip me off on their commission so I've told the solicitor to not pay them directly and I will pay them at my leisure, the sods. I'll definately leave them dangling for two weeks.

    I also need to follow up on my complaint to my old letting agents, who never replied.

    Lots to do! Busy day at work too!!

    EDIT: I'm so going to be checking my online banking every time I can get to a computer today!
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Blimey. Just checked my bank balance.

    That's a lot of money.

    Bye bye credit cards! Wooohooo!
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Annie_Fanny
    Annie_Fanny Posts: 1,167 Forumite
    Congratulations! Well done!

    I am going to recommend your diary to a friend who is just beginning their own journey to Debt Freeness.

    :T

    Annie
    "Debt makes plans for you" - A quote from my friend Catherine. How true!
  • angelfairy
    angelfairy Posts: 3,594 Forumite
    Blimey. Just checked my bank balance.

    That's a lot of money.

    Bye bye credit cards! Wooohooo!


    :j :j :j :j
    :T :T :T :T :T

    CONGRATULATIONS!!!!!
  • Debts:

    BA American Express: £0 (closed)
    M&S Money: £0 (closed)
    Morgan Stanley £1560.33 (at 0% until December)

    Stoozing Pot:

    ICICI HiSave £1560.33 (@6.3%)
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
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