My Debt-Free-Wannabe Diary

DontDoDebtKids

OK, had a few statements in:

Debt Totals

M&S: £7000.00
Egg: £6464.32
Capital One: £5098.12CR
Lloyds: £1880.06
Amex: £5738.31

Total: £15,984.57

Sugarhunny1

Evening 'DontDoDebtKids',

Reading your diary has inspired me to 'look' at my overall debts and do something about them.

So far i have swapped a few of my credit cards to 0% ones and ditched the ones that refused me 0%. Consolidated my existing debt to these 2 cards and now pay no interest. Made me feel REALLY good when i chopped those cards up to tiny pieces!

Thanks for the inspiration ( and laughs ) and continue with the debt reducing stuff.

DontDoDebtKids

Hi guys,

Guess what? Yup, that's right, I got 11p interest :j from my current account today!

What should I spend it on? Should I push the boat out and spend it all at once? :rotfl:

PS I do love cutting up cards - the PIN is the best noise ever! :A

DontDoDebtKids

I couldn't resist!

Normally, with junk mail that has a pre-paid return envelope, I shred the junk mail and post it back to them. Fun and costs them money, so hopefully they will stop.

This time, however, I didn't put anything in the envelope and stuck a envelope sticker over the address and addressed it to myself. It got to me fine! :beer:

Cooooooooool :cool:

DontDoDebtKids

DontDoDebtKids wrote:

I couldn't resist!

Normally, with junk mail that has a pre-paid return envelope, I shred the junk mail and post it back to them. Fun and costs them money, so hopefully they will stop.

This time, however, I didn't put anything in the envelope and stuck a envelope sticker over the address and addressed it to myself. It got to me fine! :beer:

Cooooooooool :cool:

OK i've now found out that this is possibly illegal :eek: so won't be doing it again!

gallygirl

is ok, we won't tell!!!!!

DontDoDebtKids

Nearly there - cheque should arrive on 16th November - so will be waiting by the post box (like a labrador waiting for the morning paper) on Thursday!!!

It had better get here this week or I'll be cross. Problem is, I know that it won't and that phoning them will just result in them saying "the cheque's in the post", a statement which is always a lie...

I'll give them until next week then might summon up the anger/courage to phone them and tell them they are rubbish.

They won't care, will they? I've waltzed off to another credit card company so I'm no longer their customer.

Grrrr :mad:

DontDoDebtKids

Cool!

I accidentally clicked on my Rpoints shortcut in IE and found that I had 2500 points in my account (Cahoot savings account application and Rpoints welcome bonus) so have transferred it to my current account.

Woohoo :j

DontDoDebtKids

OK, direct debit payment for £144 to Amex:

Debt Totals

M&S: £7000.00
Egg: £6464.32
Capital One: £5098.12CR
Lloyds: £1880.06
Amex: £5594.31

Total: £15,840.57

DontDoDebtKids

Two no spend days this week.

Spending Diary

1.56 Coke in pub
23.03 Ebay postage
40.00 Buy Wine Society share
24.36 Books (second hand through Amazon)
138.50 Christmas Ball tickets
38.00 Petrol
0.60 Lunches at work
1.50 Eurolottery ticket
43.00 Going out (dinner)
13.99 Goldfish supplies

Total: £301.51

Urm. Oops?