Unenforceability & Template Letters III

never-in-doubt

roadster wrote: »

Hi
That link doesnt work, can get onto your page but no videos uploaded yet

Mate its not relevant to anything thus I posted NOT to click the link - you know how people distribute virus'? Well clicking dogy links doesn't exactly help mate :D:D

roadster

Thanks Mate
Will consider my wrists firmly slapped :rotfl:

never-in-doubt

roadster wrote: »

Thanks Mate
Will consider my wrists firmly slapped :rotfl:

mate check their post history! Before it gets deleted lol....

http://forums.moneysavingexpert.com/search.html?searchid=78170165

BigCraigJohn

Morning Nid.

Have had the Cap one package. Included was the 1 sided signature sheet from the original and a remade copy of what was apparently the original. Feeling more confident than the Lloyds that this. They say theyve provided all they need too under s78 and wont be entering further correspondence on the matter. They say its enforceable and will treat it as such.

See what you think anyway.

http://img251.imageshack.us/i/caponecca.jpg/
http://img233.imageshack.us/i/capionecca2.jpg/
http://img121.imageshack.us/i/caponecca3.jpg/
http://img176.imageshack.us/i/caponecca4.jpg/
http://img31.imageshack.us/i/caponecca5.jpg/
http://img300.imageshack.us/i/caponecca6.jpg/
http://img180.imageshack.us/i/caponeccaletter1.jpg/
http://img219.imageshack.us/i/caponeccaletter2.jpg/

midastouched_2

Hey Niddy!

Hope you had a great (albeit tiny) break! :beer:

I thought the Merchant Bankers had kidnapped you...:rotfl:

Just sent you a PM if you don't mind as it's moral info.

Midastouched

never-in-doubt

midastouched wrote: »

Just sent you a PM if you don't mind as it's moral info. Midastouched

Hi matey - account 1 is unenforceable and the second, you sit tight and await a reply.... :D

never-in-doubt

BigCraigJohn wrote: »

See what you think anyway.

http://img251.imageshack.us/i/caponecca.jpg/

Matey - that agreement is enforceable...... see the above link. What makes you think it isn't? It directly links to terms and conditions...... :o

I have read the terms and conditions setting out the agreement with crappy1 and if accepted I agree to be bound by the terms as amended from time to time.... thats the killer matey!

BigCraigJohn

never-in-doubt wrote: »

Matey - that agreement is enforceable...... see the above link. What makes you think it isn't? It directly links to terms and conditions...... :o

I have read the terms and conditions setting out the agreement with crappy1 and if accepted I agree to be bound by the terms as amended from time to time.... thats the killer matey!

Damn, I just thought it had to be part of the same sheet, + prescribed terms arent mentioned other than on the reconstituted copy.

Lets just say they didnt have the original copy of this(had been destroyed), would they still be able to take me too court?, I saw a thread over on CAG with the same page but it had a copy of what was meant to be the other side, I just dont understand why they wouldnt send me the other side of the agreement.

Well i'm in no position to repay it so guess i'll just see what happens, i'm sure they'll try and take me to court, the arrears are well over a months wages and the balance is huge but the worst that can happen is I go bankrupt which I was gonna do anyway.

Thanks for your help anyway :mad::)

never-in-doubt

BigCraigJohn wrote: »

Lets just say they didnt have the original copy of this(had been destroyed), would they still be able to take me too court?,

No mate - they MUST have the original....

Ok lets play the game and send this back to them - call their bluff and if (only if) you get court papers then PM me asap!

CCA Query - Copy Document Supplied

bluemonday3

Hi

I don't want to hijack this thread but need some advice please...
I am in DMP with CCCS and after advice have asked my creditors for my CCA.
Some have responded threatening me that they are enforceable but I am still waiting for responses to a couple.
I am within the time scale to send the next letter as I have heard nothing but don't know what to do as this refers to with holding payments which I have no control over as CCCS make these on my behalf.
I worried about what to do next as I have been threatened not to go down this route by my creditors!