Unenforceability & Template Letters III

BorassicLint

Ooohh you naughty Fred, it's page 1 for you

jen_br

I have reported the spaminator!

fedupwiththeworry

Bumpsedaisy Fred

dibs69

elsie52 wrote: »

Hiya Niddy, and everyone else.

Hope you are all enjoying the sunshine, or what bit of it you may have seen Niddy 'cos you were working.!! :beer:

5 weeks since CCA sent out

Barclaycard x 2
Lloyds x 1
Clydesdale x 1

and still not heard nothing,.......but that's okay with me ' cos I'm not paying.!! I know they have received my request, 'cos I have tracked them with PO, so I've now got fingers and toes crossed that they can't find any CCA.:D

Have a good day everyone:j

Hi, still waiting for LTSB, no cca as yet 3 months have a good one.

jen_br

Good Morning Everyone I hope you had all had a fantastic night!! I know I did until I got the post this morning!!

So Lloyds has magically found my DH's CCA after months of searching from 2000 and then saying they don't have it...... I dunno the whole thing stinks its a Application form firstly and they try to block that part out from the application -( the fact that it is an application) its for a Mastercard but the application has VISA checked off.. He had PPI whenhe first got the card and again no optional things are checked. Different handwritting throughout the application...

The whole thing just stinks. Strange dates written all over the application. Fading and omissions... its not poor photocopying either. I really didn't think a Bank would be so manipulative.

Anywhoo... NID if i scan will you looksie?

dibs69

jen_br wrote: »

Good Morning Everyone I hope you had all had a fantastic night!! I know I did until I got the post this morning!!

So Lloyds has magically found my DH's CCA after months of searching from 2000 and then saying they don't have it...... I dunno the whole thing stinks its a Application form firstly and they try to block that part out from the application -( the fact that it is an application) its for a Mastercard but the application has VISA checked off.. He had PPI whenhe first got the card and again no optional things are checked. Different handwritting throughout the application...

The whole thing just stinks. Strange dates written all over the application. Fading and omissions... its not poor photocopying either. I really didn't think a Bank would be so manipulative.

Anywhoo... NID if i scan will you looksie?

Hi, mine is from 2000 :eek:, i wonder wot thay got cooking for me, how long as it taken to get that ? many thanks

jen_br

Just got it today after like MONTHS of waiting...

Like I said the application form looks shady, Remember lloyds lost Mastcard I dunno a few years ago.. but before that it was mastercard or visa... well the number on the application is a Mastercard number 5404 -- Yet the Tickbox which card do you want VISA is ticked... just really dodgy looking form.. Again why woudn't they send this to us originally?

dibs69

yes, mine was a visa card thay told me 3 years ago to cut it up ,i have not used it for about 4 years,

jen_br

Yeah Lloyds sucks. lol..

scarednshakin

Morning Niddy n Gang

Well after getting the Final letter from Lloyds yesterday, got another one this morning, with a readable copy of my application form and T&C

It looks pretty enforceable to me, don't know if you want to see it Niddy, I did email it to you before and the copy they sent was very fuzzy. Not too sure what to do now :undecided

Couldn't agree with you more Jen_Br