Unenforceability & Template Letters III

swanfan02

never-in-doubt wrote: »

Hmmmm, now let me check and see where I mention to send it to Robinson...... :think::think::think:

Ahh that's right, I never did I? So yea mate, you presume correctly lol :rotfl:

Cheers mate, i consider myself properly told off then!!

jen_br

Ah isn't it nice when Niddy wakes up all sarcastic in the morning!

Locke

never-in-doubt wrote: »

Send this back matey - put both your account numbers on the letter, being they mention there are two accounts (with Mercers)

Great letter, Nid!:D

I'll get it sent out tomorrow, as always I appreciate your help.:)

never-in-doubt

swanfan02 wrote: »

Cheers mate, i consider myself properly told off then!!

Hehe - that's for being a cardiff fan mate :whistle::whistle::whistle:

jen_br wrote: »

Ah isn't it nice when Niddy wakes up all sarcastic in the morning!

LOL, says you! I bet you were still asleep when I was up this morning - haha, I have a right to be sarcy :rotfl:

jen_br

No I bet I was up !! And I am being joyful...

jen_br

Because I can I shall *Bump*.... I won't post any preggo photos I will leave that up to NID lol

never-in-doubt

jen_br wrote: »

Because I can I shall *Bump*.... I won't post any preggo photos I will leave that up to NID lol

Lol wrong thread Notice to newcomers part 6!!! :rotfl: :rotfl:

* I thought my "bump" was alright as it happens! :eek:

jen_br

Im tired forgive me!

triphop

never-in-doubt wrote: »

You say your credit file is knackered anyway, so if I was you i'd have a go at blagging it and see what happens, if things get too hairy then just let me know and we'll stop any serious action - but to be fair there isn't too much they can do other than start for CCJ - but we can stop that happening so long as you update us whenever you get a reply?

Hello Niddy,
finally got a response, Cant post links so just jotted down the basics of it here for you.

"we refer to your recent correspondence in which you claim this account is not enforceable.
We are satisfied that the documentation provided is sufficient to demonstrate liability and we will not enter into repetitive correspondence regarding this.
Your data will continue to be processed in line with the principles of the Data Protection Act 1998 and the account will continue to be reported to CRA's, where appropriate. If you neglect to make payment to us, further action may be taken against you"

I was expecting a lot worse, heh I've been a little worried - Thanks for taking the time to look over the agreement for me and your advice so far.

I'm making payments left right and center so whats one more (gulp!) Its cool, following all the posts here I've managed to find two which are unenforceable and am awaiting 2 more CCA's to come through

Anyway, thank you... again

Alpina

never-in-doubt wrote: »

Hiya

I think your mistake was writing to them, if you've had no contact in over 4 years you'd have been better sitting out the last 2 years before Statute Barred, your mistake here was getting in touch.

So if I were you i'd be ignoring them and pretending you never sent the CCA Request! But seriously, see what they send back and in the meantime do not acknowledge or reply to anything without running it past us, as you may be digging a deeper hole.

See what comes back - if they ring ignore them!

Thank you, if i hear anything you'll be the first to know:)