Unenforceability & Template Letters III

pebbles88

never-in-doubt wrote: »

Hiya

Yes - send that for the time being. See what they come back with....

do you think they'll argue like?? after there last letter demanding payments of more than £1 per month i politely informed them that as i have proff from the FOS of them not having the agreement they were lucky to get naff all!!! but i have finally seen the light and they can go jump!!

nanna58

HI NID
sorry to be a pest
recieved reply to cca request from b card altho its for the wrong account , my fault.
But it may be the standard reply.saying CPR does not confer automatic entitlment to docs b4 proceedings start . I am sure you have seen it befpre tho.I am just curios as to whether this is the standard reply.Is there one on here for me to compare? been trawling thro but cant find.

thanx

nanna58

sorry nid its post 2821

flo5

Hi NID,

Re #3072

A million thanks sending letter off this morning

Take care

thepedestrian

Good Morning NID

- short queston ( bet you havnt heard that before ! )

- received copys back from MBNA following CCA request and one page does have a scanned copy of the signiture box with my partners signiture / date very clear inside and also the representives signiture and date (2003 ) above - is this in your opinion a non runner , as they seem to have the goods ?

Many thanks in advance - we both love reading your work !

never-in-doubt

thepedestrian wrote: »

Good Morning NID

- short queston ( bet you havnt heard that before ! )

- received copys back from MBNA following CCA request and one page does have a scanned copy of the signiture box with my partners signiture / date very clear inside and also the representives signiture and date (2003 ) above - is this in your opinion a non runner , as they seem to have the goods ?

Many thanks in advance - we both love reading your work !

Hiya

Well it depends on a lot of things, is it a 60 second application or similar? Does it have the PT's and if not are they linked to on another page? If you can scan it and email me or PM me the links then great..... if you need my email just say and i'll PM it to you.

Cheers :beer:

never-in-doubt

nanna58 wrote: »

HI NID
sorry to be a pest
recieved reply to cca request from b card altho its for the wrong account , my fault.
But it may be the standard reply.saying CPR does not confer automatic entitlment to docs b4 proceedings start . I am sure you have seen it befpre tho.I am just curios as to whether this is the standard reply.Is there one on here for me to compare? been trawling thro but cant find.

thanx

Hiya

This post here: #2821

Regards to the letter, Barclays do send a standard one - see here for full details and you'll see it is similar! lol :rotfl:
http://i773.photobucket.com/albums/yy19/jimbob_2010/Barclaycard3rdCCArespletterp324Mar.jpg

I even have a specific template for them now - Template to Barclays - Upon their claim they have satisfied s.78

I_Love_Crisps

never-in-doubt wrote: »

Hiya

Is it your handwriting and your signature? Do you still have the old copy that they sent you, can you load this and let me see it - just the agreement page (omitting the address) - I need to compare the two

Sooner you email the old agreement and reply to points i've asked - the sooner i'll put you out your misery

Yeah it is my hand writing and signature, but its the same one you classed as unenforceable a few months ago...the new copy is exactly the same as that one, you said it was missing the prescribed terms which made it unenforceable, I stopped payments and sent the correct letters as advised...

Cheers...

never-in-doubt

I_Love_Crisps wrote: »

Yeah it is my hand writing and signature, but its the same one you classed as unenforceable a few months ago...the new copy is exactly the same as that one, you said it was missing the prescribed terms which made it unenforceable, I stopped payments and sent the correct letters as advised...

Cheers...

Can you send me a copy of the old one please

I_Love_Crisps

never-in-doubt wrote: »

Can you send me a copy of the old one please

Sent Nid, thanks.