Unenforceability & Template Letters III

wish_i_had_a_time_machine

never-in-doubt wrote: »

Hiya

As Locke correctly pointed out, the first two pages should be together, i.e. on one page (whether top/bottom or front/back) - can you confirm? This is what links things, however as above - i'd be sending this and see what they come back with: CCA Query

Hi they was on the same piece of paper but on opposite sides
Front / Back as you said
Thanks

never-in-doubt

wish_i_had_a_time_machine wrote: »

Hi they was on the same piece of paper but on opposite sides
Front / Back as you said
Thanks

Hiya

Thought as such - doesn't change much, you know what to do anyway

libbyjade

Morning Niddy!!

Nothing major, but still getting junk postcards & voicemails off UCA (see post #2200 ) I sent them the relevant letter as advised in your reply.

Also, in addition a new DCA has left me a couple of VM's - AIC, not sure which debt they are chasing as not had any written material from them and the ref they left does not match any others I have.

Am I right in saying all DCA's can still chase debts, even after I have sent a final debtors response and without a true agreement being provided, but they just cannot enforce the debt in a court of law?

I don't mind them sending junk and leaving messages and can just live with it as I don't feel threatened by them at all, but should they really be stopping pursuing these now or are they fine to do what they are doing?

I feel in particular, American Express, RMA, RCO, NCO, and now UCA are just playing tennis with the account and my letters so far have not deterred then.

Thanks matey as ever, when you get a moment to reply, no rush.

cheers :beer:

Michelle32

Hi I sent CCA request to RBS for my credit card and they sent back letter saying they require a signature I took the card out in 2000 should I provide them with my signature or not

Thanks

never-in-doubt

Michelle32 wrote: »

Hi I sent CCA request to RBS for my credit card and they sent back letter saying they require a signature I took the card out in 2000 should I provide them with my signature or not

Thanks

Read Page 1:

Send this - Demand of your Signature - NO you do not sign anything!

never-in-doubt

libbyjade wrote: »

Morning Niddy!!

Nothing major, but still getting junk postcards & voicemails off UCA (see post #2200 ) I sent them the relevant letter as advised in your reply.

Also, in addition a new DCA has left me a couple of VM's - AIC, not sure which debt they are chasing as not had any written material from them and the ref they left does not match any others I have.

Am I right in saying all DCA's can still chase debts, even after I have sent a final debtors response and without a true agreement being provided, but they just cannot enforce the debt in a court of law?

I don't mind them sending junk and leaving messages and can just live with it as I don't feel threatened by them at all, but should they really be stopping pursuing these now or are they fine to do what they are doing?

I feel in particular, American Express, RMA, RCO, NCO, and now UCA are just playing tennis with the account and my letters so far have not deterred then.

Thanks matey as ever, when you get a moment to reply, no rush.

cheers :beer:

Morning matey

How goes it? Why didn't you mention this when we were texting last night? haha

But yea, they can still chase you - they cannot do anything else other than that. They will walk away in time, but not least for the first 6 months or so - just be patient mate.

If it gets too much then i'll sort it for you once and for all, as you know I will

libbyjade

never-in-doubt wrote: »

Morning matey

How goes it? Why didn't you mention this when we were texting last night? haha

Because there was juicy gossip to be had, didn't want it interupting with annoying DCA's! :rotfl:

never-in-doubt wrote: »

But yea, they can still chase you - they cannot do anything else other than that. They will walk away in time, but not least for the first 6 months or so - just be patient mate.

If it gets too much then i'll sort it for you once and for all, as you know I will

No, you're ok, don't need you running into the DCA's head office swinging your hand bag round your head at this stage :rotfl::rotfl: but it is a thought

I'll just ignore them mate, thanks as ever.

never-in-doubt

libbyjade wrote: »

Because there was juicy gossip to be had, didn't want it interupting with annoying DCA's! :rotfl:

Juicy gossip? You mean arranging a p!ss-up mate? :rotfl: :rotfl:

libbyjade wrote: »

No, you're ok, don't need you running into the DCA's head office swinging your hand bag round your head at this stage :rotfl::rotfl: but it is a thought

:eek: :eek: :eek: :eek: :eek:

libbyjade wrote: »

I'll just ignore them mate, thanks as ever.

That's what i'd do mate, anything serious looking comes then just let me know and i'll get my supergranny outfit on for ya!

libbyjade

never-in-doubt wrote: »

Juicy gossip? You mean arranging a p!ss-up mate? :rotfl: :rotfl:

Of course, that's juicy ain't it!

never-in-doubt wrote: »

That's what i'd do mate, anything serious looking comes then just let me know and i'll get my supergranny outfit on for ya!

I'm seriously trying to erase pictures in my mind now of you now dressed up like supergran! _pale_ :rotfl:

Don't forget, you were checking your rota to see when's best to catch up. Least I never got my 5am alarm this morning. lol

never-in-doubt

libbyjade wrote: »

Of course, that's juicy ain't it!

I'm seriously trying to erase pictures in my mind now of you now dressed up like supergran! _pale_ :rotfl:

Don't forget, you were checking your rota to see when's best to catch up. Least I never got my 5am alarm this morning. lol

Are you calling me juicy, big boy? hehe :eek:

Ok, its best you hit me with a date cos it's not happening mate, my rota looks baaaaaad (really bad) so tell me when you guys can do, and i'll fit in - see, nowt like being easy is there :whistle::whistle: