Unenforceability & Template Letters III

elsie52

NittyGritty wrote: »

hi got another question i hear NID you say never sign your signature if they ask you to sign something if they want somethng sending back, what about the templates you send off ? it say at bottom sign digitally cant they just copy it from that if(forge) and put it on the CCA they send out,

on a separate note, how did mouseman(i think it is, cant seem to find his thread now) get on after, not sure if he still uses this board, did you get to wipe some of debts or is it still ongoing

Its mouseann.....and her thread is Frightened about my future......she is doing brilliantly, with Niddy's help.

NittyGritty

sorry about mix up in name was close tho lol, nice to hear anyway will pop over and have a quick read,

midastouched_2

Hope everyone is a-ok! :beer:

Just popping by to say that I'm still alive and waiting on LTSB's next move regarding my debts with them.

The phone calls to my mobile seemed to have stopped - for the time being anyway, probably because I wasn't answering them.

Keep smiling all and remember that your money problems pail into insignificance when you consider the mess Greece is in! And Portugal, Spain, USA, UK..etc..ad infinitum...

:rotfl::rotfl:

BeenieCat

NittyGritty wrote: »

hi got another question i hear NID you say never sign your signature if they ask you to sign something if they want somethng sending back, what about the templates you send off ? it say at bottom sign digitally cant they just copy it from that if(forge) and put it on the CCA they send out,

Sign digitally means just type it, so they can't forge that. Don't scan in your actually signature or anything.

Ms. Beenie Cat

NittyGritty

oh i see lol thought it meant sign ur name, shows how thick i am

never-in-doubt

NittyGritty wrote: »

sorry about mix up in name was close tho lol, nice to hear anyway will pop over and have a quick read,

See here: Frightened about my future

* Ann is a woman btw!

NittyGritty wrote: »

oh i see lol thought it meant sign ur name, shows how thick i am

See here: What does "Digitally Signed" mean - In Detail

*Pollypocket*

midastouched wrote: »

Hope everyone is a-ok! :beer:

Just popping by to say that I'm still alive and waiting on LTSB's next move regarding my debts with them.

The phone calls to my mobile seemed to have stopped - for the time being anyway, probably because I wasn't answering them.

Keep smiling all and remember that your money problems pail into insignificance when you consider the mess Greece is in! And Portugal, Spain, USA, UK..etc..ad infinitum...

:rotfl::rotfl:

Glad to hear those phonecalls have stopped Midastouched and that you're still alive of course!

I'm hoping and praying that LTSB have forgotten about us Midastouched, I received a default letter weeks ago ordering me to cough up by the 26th April. That was 2 weeks ago and I haven't had one phonecall :think:, nothing, nada, zilch since.

I'm just sat here waiting really, glued to this fab thread :T

ballylewis

i have a debt with Natwest bank that i have a CCJ on. i currently pay a set amount each month to a DCA (instrum). they are now refusing to accept any payment from me as i didnt pay on the 1st of this month and attempted to pay today but was refused.

can i seek unenforceability on this debt even though i have a ccj on this. also this?

carol01

ballylewis wrote: »

i have a debt with Natwest bank that i have a CCJ on. i currently pay a set amount each month to a DCA (instrum). they are now refusing to accept any payment from me as i didnt pay on the 1st of this month and attempted to pay today but was refused.

can i seek unenforceability on this debt even though i have a ccj on this. also this?

hiya n.i.d hiya ballylewis
was just passing through bally is the debt a credit card or for a bank account over draft if it is an over draft you cannot use unforceability on it. but you can if its a credit card pre 2007 hope this helps. but makesure you wait for n.i.d to clarify not sure how things stand with you having a ccj

chinawhite_2

Hi
I am waiting on a CCA from Abbey/MBNA and they have sent me a few letters saying they are still trying to get paperwork from original lender (cant remember what the card was originally).

I have now received a letter saying they are considering their options and they know I am a homeowner and they may go for a charging order.

I have looked at the CCA checker , just wanted to check if I am right in thinking that I should send them a Cease and desist letter ???

thanks