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DansMum's hopeful freedom date 01/01/2024

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  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Spent again yesterday £1.20 on crisps and a muffin....:mad: BUT paid £50 into the 'pay willie off early' fund and another £25 off the mortgage. Things are getting busier at work (just as I'm going :() so can get paid a little more often, although still outstanding nearly £1000 but that'll come.

    I cant believe I leave next Friday :( I am sooooo sad as I've been with business for 13 years since day 1 and have made real friends here. I totally understand that my going will save the business thousands and we are hopefully going to be able to de register for VAT in a few months but I really dont want to have to go back to shipping its souless, thankless etc. On a real downer today about it..... _pale_

    DansDad having a day orf playing with his bikes. :D He's cleaned one of them up to sell so will be taking pics later for him and putting on ebay/bike trader. He needs to lower his overdraft and has a £3k credit card debt (on0%). We have both been hammered with the winter. The idea is he lowers the overdraft, pays off the outstanding HP and buys a cheap bike for work. He should get £3k - £3.5k for this one.

    I'm off to post ebay bits which sold the other day another £31 for the pot. Getting close to being able to afford hen house :D *looks for hen smiley* Beautiful day here again .... Long may it last
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    I have put another £50 into the Willie fund now stands at £200. I want my car paid for in total by latest June '11 instead of Aug '12. This takes 1 whole payment off (£175.88 p/m) and a bit... :D

    I have put another £50 off the mortgage. Now stands at £54520.67 getting toward sub £54k :D I think the next payment can be £20.67 :p
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    DansMum wrote: »
    I cant believe I leave next Friday :( I am sooooo sad as I've been with business for 13 years since day 1 and have made real friends here. I totally understand that my going will save the business thousands and we are hopefully going to be able to de register for VAT in a few months but I really dont want to have to go back to shipping its souless, thankless etc. On a real downer today about it..... _pale_

    Hugs smiley_hug2.gif

    Well done on the ops AnimatedBravoSmiley.gif
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I have put another £50 into the Willie fund

    I keep thinking...'that Willie....lucky sod"......then remember its your car! :rotfl:

    don't be sad about leaving (hug)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Thanks for that xxxxx :p

    DansDad called me a brazen hussy the other day as I waved at a bright yellow Willie and he waved back!!! Apparently I'm not to wave at strange Willlies :D
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Apparently I'm not to wave at strange Willlies :D

    laughing20smiley1.gif&h=94&w=89&usg=__4elOm5BtziEFhYmuL2ENiSq41EE=
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Well todays payment was ...... *drumroll* ...... £20.67 :D Am going too far with the declutter malarkey Mortagage now officially £54500 :D Willie fund up again now at £250.00 :D Willie fund has a scheduled payment on the 24th of £134 so thats two payments already :p

    I think that'll have to do for a week or so for these as its my birthday next week, so am off on Monday and on Wednesday we're off to the local zoo where DansDad had bought me a 'Keeper for a Day' voucher for Christmas. I'm feeding meerkats *awwwwww smiley* big cats *purrrrr smiley* and mucking out the giraffes. I said to himself that I do that everyday for free !!!! :eek::rotfl:

    Spent again today but needed to. £19 for haircut (only do it every 3 1/2 months) £7 on veggies from the market and £8.55 from the cheapy stall bought bread/eggs/cereal/biscuits/dog treats etc so not that unpleased with myself. DansDad had given me some housekeeping in cash so kept £50 back for those. Apaprt from milk and butter shouldnt need to buy owt else this week which will mean two weeks without shopping! :cool:

    I am now sat with a hoooooge pack of biscuits next to me which are begging me to open *gnashing smiley* Time for a cuppa I think!!! Mmmmmm to dunk or not to dunk..... that is the question.....

    Re: ebay. Could I declutter the mortgage that way? I wonder if anyone would bid....... :think: :p
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    don't dunk! the biscuits just disappear that much faster :D especially when the said dunked buscuit calls to the bottom of the cuppa
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    I'm not too concerned about biccies in the mug but they always find themselves on my tum/hips/thighs/arms etc etc.... Where's the diet thread..... :EasterBun:icotbaske
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    DansDad cleaning out the sock drawer where most people would fear to tread.........:eek:
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
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