We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Very Long Journey

1343537394047

Comments

  • Nikkiev27
    Nikkiev27 Posts: 35 Forumite
    Hi, I have just come accross your post and have been really inspired .. you have done so well ... and ok you have had a blip but you are back on it now ... I have been on my DMP for 3 years and prob have another 3 to go but I have just been plodding along with it ... this afternoon I feel a :idea: light blub moment ... I can make more money and get these horrid debts cleared quickly! I will follow your progress and up date you with mine ... I am starting with a credit card of £1100!!!!
    Here is to a debt busting 2011:beer:
    I will be debt free by 2016 :T
    DS1 born 10/04/2009. DS2 born 25/03/2011
  • Thanks for the support guys. I have had one he!! of a blip Nikkiev27 but have really got to do something now. I always have these mad ideas when there's no money in the bank.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hello

    Am so pleased your back :)

    You can count on my support x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Nikkiev27
    Nikkiev27 Posts: 35 Forumite
    Thanks for the support guys. I have had one he!! of a blip Nikkiev27 but have really got to do something now. I always have these mad ideas when there's no money in the bank.

    Don't we all ... and if it were that easy we would not all be here ... but I think it really helps keep you focused by using these forums ... we are all in the same boat ... I am really please I have paid a little something eveyday so far this year towards my debts, I know it's only small but everything counts!:T

    I am determind to have a blip free 2011! :j
    I will be debt free by 2016 :T
    DS1 born 10/04/2009. DS2 born 25/03/2011
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Welcome back honey - count on me for a nudge and hug as required!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • OK let the challenge begins. I have a debt which currently stands at £85.35 which has been passed to Moorcroft. I have written to them and they are refusing to accept a F&F so I've just sent a cheque off for £20 My aim is to get this paid off by the end of January. I've amended my Signature for the new challenge!
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You can do it x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    You can do it 1/4 gone already will be watching waiting for the celebration of this debt gone.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Have just dug out 9 DVD/CD's to put on Music Magpie need to find another one so that I can send them off. Not going to get very much for them probably less than £10 but every little helps.

    Have also got £39 winging its way from PayPal account so that takes me up to £49, which means I need to find less than £20 to pay off the first debt of 2011.

    I received a letter from Tax Credits over Christmas informing me that I may receive an extra payment between now and the end of January. Lets hope that'll come through and it will be for 100's of pounds. Am living in hope now.......
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Only £8.46 made on music magpie. Not very good but at least I've cleared a little bit of clutter.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.