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My Very Long Journey

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Good to hear from you DTBDF - pay studio quick if they think its only £170 - and get that confirmation of 'full and final settlement' thing they talk about on other threads!

    Bummer re DCA but maybe letter will clarify!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    How was the holiday and are you back ready to clear the debt ?
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi DTBDF

    Hope your ok? Did you get the full and final settled and paid in the end?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Hello everyone, been really busy and not had much chance to get on computer. Holiday was fab and been home over a month now. As for the debt - well it hasn't increaed in any way but the decrease has only been minimal. Didn't pay the F&F offer after as have had a bad few months with regards to car breaking down and washing machine not working so have had to use all spare cash on that.

    I must admit I'm not very motivated at the moment with regards to debt busting have got another heavy month with regards to birthdays and weddings so know that there's only going to be minimum payments again this month. It's really been getting be down of late but don't know what to do about it :(
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Sorry your not making much progress, at least it's not going up though and at least all the extras are budgeted for x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Keep poping back to see us we miss you and may help focus as you did before
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi, just checking in on you - hope your ok? x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hey, has that motivation kicked in again yet?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Have had an awful few months money-wise so have got back on here to try and motivate myself into getting something done. I'm in more debt now than I was this time last year and need to get my butt into gear and do something about it.

    I have written to Moorcroft and asked if they will accept a £50 F & F on a debt of £85 but have not heard back from them yet. Am going to drop them an e-mail today to remind them of my request. I really need to get my debts re-listed and come up with a plan. Have e-bayed absolutely everything so can't do very much there and I've deleted everything off Amazon and started again as I appeared to have got myself in a twist with it. Have decided to only keep 20 books listed at any one time. Have currently for £100 which I'm waiting from Quidco so hopefully that will come towards a debt or two. Hope I can count on your support x
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Herewego
    Herewego Posts: 2,541 Forumite
    Hi Hun,
    Happy New Year welcome back you can count on us we are all still here fighting the dreaded debt.
    Get a plan together and we will help you if we can
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
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