can a debt be enforced?

Tixy

The original post/question is very similar to many that are posted on DFW, whilst the OP did not post on that board she easily could have done. So in responding to it I based my answer on Martins' DFW ethos - that is to give support and help not judgement.

So like IA I agree that my personal opinion is not relevant in providing an answer.

miss_missy

peachypea wrote: »

Hi, i hope someone can help me. When i was younger i was very silly with the debt that was offered to me and got myself in too financal trouble. I got a job as a rep and moved abroad when i came home i pushed my debt to the back of my mind and someone informed me that after 6 year it is wiped from your credit file.

Om now an adult and am trying to get my life back on track. te bank i owed the money too never took me to court even tho i owed 9000 the 6 years are up in august and i was wondering if they will sell my debt to another company who will then take me to court or will they now take me to court? can they do this after 6 year??? and will that then appear on my credit file as a new debt?

please help xx

hi peachy
can i just clarify is it 6 years in august since you got the loan or 6 years since last payment/contact?

housebuyer_abc

Put simply you should always evaluate whe to post on these rules

1) Decide if what you have to say will add anything
2) Assume (in 95% of the cases) it won't
3) Move on without feeling the need to pile-in with a post

This means that the post count will go down so people don't have to wade through pages of insults and complaints and the people who need help might get it.

Regardless of morals the OP (and I'm not going to comment one one or the other) others may come along behind who also require this information