A journey of a 1000 miles must begin with single footstep....

Woowoo

Hi LT

I like pumpkin, that would be sooooo cute!

Woowoo

Hi RumPunch

You were up late!

What's the name of your diary, I will definately subscribe and watch your progress? x

I kind of went for treacle tart and coffee instead of the bank......

RumPunch_2

Morning Woowoo. Glad you had a nice treacle tart with your Mum. Get those pennies paid in next week though, I still don't get how the monthly interest can be higher than the estimated interest when you are paying more than the minimum payment!

It was yet another late night, cooking batches of meals for freezing takes ages! Then I was reading on here and writing my diary, everything should be quicker now we're up and running properly.

My diary is called Hawaii before 50, I was thinking of Once bitten, twice shy becaues I am cross that I have ended up here again. Should have learnt the first time. Then again, I suppose I have really because I've stopped the rot in good time before it got out of control. We should be able to pay it all off by using our savings, cutting back and reducing expenditure and saving like mad. My husband thought of Hawaii before 50 because we'd like to go there on holiday and now our goal is to do it before we are 50. So it seemed more positive. 50 is a long way off yet but the years do seem to pass more quicly these days.

Anyway, I'm now going to see my Mum and Dad for a few days, I can afford a few treats out of my spending allowance, though the less I spend the more that will be saved at the end of the month for the next credit card! Have a lovely Bank Holiday Monday.

Herewego

Morning woowoo, any finds on your morning walk ? Any plans for today?

Woowoo

Morning guys

Off to Bath with the OH, trying to type whilst he drives is making me car sick!

Have a good day, will find your diary when I get home Rum Punch, love the name for it!

Woowoo

Have stopped for petrol!

No pennies this morning Herewego, did relieve OH of his change though!

I promise to go to the bank next Saturday and get those pennies paid in Rum Punch!

I am actually going shopping with OH in Bath, am looking for a North Face fleece for my ski holiday and hoping there might be some sales on. OH is buying it for my Xmas present!

Happytogetdebtfree

Morming all, just been out with the dog gosh I'm tired lol. Off to see my friend today for a good catch up,so that should be fun :-). Woo woo have fun in bath :-) it's a nice day in Yorkshire so I am pleased :-) dinner at my mum and dads priceless lol x

RumPunch_2

Oh I hope you get a lovely fleece, I forgot, it's funny how when you start confessing it's like d.... as well as holidays, I love skiing gear. You can never have too many hats, scarves, gloves, socks, thermals, jackets..... Stick to your budget!

I must get my act together and leave for my Mum and Dad's if not it will be midnight when I get there. I'm in the debt busting zone though and I do get addicted easily.

All have a lovely day! x

Happytogetdebtfree

Thanks tumpunch and safe journey xx

Ceniza

Morning all, damn this took me a while to catch up today! That'll teach me for having an internet free weekend LOL

Woowoo wrote: »

6 months salary OMG, but something I will aim for in the future!

Do you mean where am I snowboarding at Xmas? Sauze d'oulx, Italy, I can't wait to get back to the mountains, my favourite place!

I love snowboarding!! I go about 3 times a year! Like you the mountains are my favorite place too :D:D