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A journey of a 1000 miles must begin with single footstep....
Comments
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Look at you!!
Too cool for school in the £12's!!
Very well done Ms Woo!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Morning Red
You have ten minutes before you have to start your cleaning!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
RumPunch - Glad you got a good person in Post Office - wish I could bank with them, much more helpful
I used to pay insurance on cc and fooled myself it would be paid off the next month - and did I hell, another reason for my demise!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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wooo hooooo pay days galore
some of my stuff starts going the 5th, i was going to pay my egg loan now but it says they wouldnt go for the dd, but id be worried if they did lol id shoot myself in the footsie you see lol xx only because i want to mess with my figures haha just paid capital 1 160 and of that 119.65 is actual payment ! i suppose its better than some intrest rates.... every little helps x I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
payday for me as well, not sure what numbers i'll be in but i don't think it's the 12's yet boo. At least it will be going downwards.0
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Have you got a diary Lemon Tree?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
a) I am now in the £12's
Congratulations
I have about 32 pay days until I'm debt free 
Happytogetdebtfree wrote: »wooo hooooo pay days galore some of my stuff starts going the 5th, i was going to pay my egg loan now but it says they wouldnt go for the dd, but id be worried if they did lol id shoot myself in the footsie you see lol xx only because i want to mess with my figures haha just paid capital 1 160 and of that 119.65 is actual payment ! i suppose its better than some intrest rates.... every little helps x
It could be as bad as mine. I make a payment of £383 for my loan, and £212 is interest Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
The Tesco shop came in £14 under budget, which probably means I've forgotten loads of stuff!
Will send the £10 to Lloyds and keep the £4 as going out for tea on Wed and this will pay for the car parking, leaving money for dessert!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done on your payments it always gives a well needed boost when you hit a new milestone. I cant wait to see what interest Lloyds charge me next month now im making larger overpayments.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I can't wait for my interest to get below £100, but I don't think I'm there just yet LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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